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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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113 Cape Cir , Panama City Beach, FL 32413
$394,000
Est. Payment: $1,998.09/mo
3 Bed
2 Bath
1530 Sqft
Status: active | Days on site: 87
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

***PRICE IMPROVEMENT*** PRICED COMPETITIVELY FOR QUICK SALE, SELLERS OFFERING $5,000 CONCESSIONS WITH AN ACCEPTABLE OFFER. Charming 3 bedroom 2 bath home with a split bedroom plan, large size primary bedroom, new beautiful quartz countertops were just installed in the kitchen and primary bedroom bathroom. Living/dining area is open concept, includes a wood burning fireplace and provides plenty of space and natural light. House has been completely painted, interior and exterior. Fenced backyard features a large porch with custom built pergola perfect for entertaining and family gatherings. A spacious new storage shed was added last year. House is located minutes from the beautiful beaches of the Emerald Coast, Pier Park allows for close proximity to shopping and dining, walking distance to a neighborhood park, Frank Brown and Conservation Parks are also just a short distance away. Roof was replaced in 2019, HVAC in 2018 and water heater in 2026. Don't miss your opportunity to this comfortable coastal living home with no HOAs and lots of conveniences.
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Highlights

Listed by Patricia Bernstein , 850-814-9122 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.2

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Gulf Highlands Unit-2

Listing ID

789490

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:75x120x86.75x120
Zoning:City
Roof:Asphalt
Sewer:Public Sewer
Principal Interest
$1,998
Taxes
$128

Home Price

$394,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$78,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,998.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,998.09 $127.50 $0.00 $2,125.59
Yearly $23,977.03 $1,530.00 $0.00 $25,507.03
Total $719,311.00 $45,900.00 $0.00 $765,211.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS