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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Heather Dr , Panama City Beach, FL 32413
$750,000
Est. Payment: $4,143.64/mo
4 Bed
3 Bath
2609 Sqft
0.18 Acres
Status: Active | Days on site: 15
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautiful 2026 custom-built 1.5-story home in Panama City Beach, offering 4 bedrooms, 2.5 bathrooms, and a functional floor plan. The first floor features the primary bedroom, a second bedroom that can be used as a guest room, office, or flex space, and a convenient half bathroom. Two additional bedrooms, a full bathroom, and a living area are located on the second floor, providing flexibility and privacy. The main living space features an open-concept kitchen, dining, and living area. The kitchen includes a large pantry and a dedicated laundry room. Additional features include a large back porch, 2-car garage and a large driveway providing ample parking. The back porch includes an outdoor kitchen, offering an additional space for outdoor dining and entertaining. Located on Heather Drive with convenient access to West Highway 98, the property is less than half a mile from the sandy beach. The home is also a short drive from TOC Panama City Beach, Inlet Beach and nearby restaurants, shopping, entertainment, and recreational amenities throughout Panama City Beach and the surrounding coastal area.

Highlights

Listed by Elen Harutyunyan , 850-238-8338 Realty One Group Emerald Coast , 850-238-8338. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Unit-2

Listing ID

795546

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Heat Pump,Multi Units
Fireplaces:

Exterior Features

Lot:Sprinkler System
Lot Dimensions:75x122x129x52 sqft
Roof:Composition,Shingle
Principal Interest
$4,144
Taxes
$109

Home Price

$750,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.64 $108.54 $0.00 $4,252.18
Yearly $49,723.70 $1,302.47 $0.00 $51,026.17
Total $1,491,711.11 $39,074.10 $0.00 $1,530,785.21

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS