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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Armstrong Cir , Panama City Beach, FL 32413
$185,000
Est. Payment: $938.29/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 119
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NEW PRICE, AMAZING PROPERTY. Location, Location, Location. This 75' x 127' ready to build on lot is perfect for your primary residence or investment home. Prime property on the West end in an established lovely neighborhood with no HOA fees. City utilities are available and lot has been cleared and ready for your new home. Located just a few blocks from the sugar-white sands of the Gulf, this vacant lot is perfectly positioned to enjoy the very best of coastal living. You'll love the close proximity to Pier Park, Panama City Beach's premier shopping, dining, and entertainment hub--now featuring exciting attractions like the new Pirate's Voyage Dinner & Show and Topgolf. Enjoy easy access to the world-famous 30A corridor, offering charming boutiques, local eateries, art galleries,--all just a short drive away. Travel is a breeze with Northwest Florida Beaches International Airport nearby, and the area's new medical facilities provide added peace of mind. Whether you're envisioning a high-income producing short-term rental, a peaceful second home, or your full-time coastal retreat, this property delivers exceptional potential. Don't miss your chance to create the beach lifestyle you've always dreamed of--right in the heart of everything!

Highlights

Listed by Jane Fillingim , 850-499-0223 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.22

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Unit-2

Listing ID

785942

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:75 x 127
Zoning:Resid Single Family
Principal Interest
$938
Taxes
$109

Home Price

$185,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$37,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$938.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $938.29 $108.50 $0.00 $1,046.79
Yearly $11,259.42 $1,302.00 $0.00 $12,561.42
Total $337,782.63 $39,060.00 $0.00 $376,842.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS