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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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172 White Sandy Dr , Panama City Beach, FL 32407
$319,000
Est. Payment: $1,617.74/mo
2 Bed
3 Bath
1002 Sqft
Status: active | Days on site: 136
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

In excellent condition and selling turn-key! This unit is located on a serene canal JUST STEPS FROM the white sands and crystal clear waters of THE GULF! Private back patio for grilling and chilling with NO UNITS BEHIND YOU! This unique 2 bedroom 2 1/2 bath corner unit townhome has been completely renovated with wood grain tile flooring, updated kitchen, new appliances, updated bathrooms, and tasteful additions that are like no other in the resort. The tankless water heater saves on space and provides ample hot water for guests getting ready for an evening out after a long day on the beach! Two deeded parking spots with EXTRA ROOM for GOLF CART PARKING. Gulf Highlands Resort features many amenities including 11 pools (5 heated in winter), pickleball, tennis, shuffleboard, 2 playgrounds, gym, and a beachside clubhouse with a restaurant and pool right on the sand! Grab this for your family vacations and let the rental income offset your expenses. At Gulf Highlands Beach Resort, every season is Beach Season! Age, SF, and dimensions approximate.

Highlights

Listed by Cheri Bruckner , 850-866-9409 Emerald Coast Realty Inc , 850-233-2321. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1121.78 Quarterly

Year Built

1987

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Beach Resort

Listing ID

787646

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Tub Shower, Upper Level Primary

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:25x82
Zoning:Resid Multi-Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,618
Taxes
$223
HOA
$1,122

Home Price

$319,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,617.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,617.74 $223.33 $1,121.78 $2,962.85
Yearly $19,412.88 $2,680.00 $13,461.36 $35,554.24
Total $582,386.32 $80,400.00 $403,840.80 $1,066,627.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS