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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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134 Damon Circle H , Panama City Beach, FL 32407
$199,000
Est. Payment: $1,009.29/mo
1 Bed
1 Bath
651 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Vacation when you want... earn income when you don't. One stay here, and you'll understand why so many people never want to leave. And the best part? It's under $200k. Search on YouTube ''134 Damon Cir H in Gulf Highlands Beach Resort'' for video tour. Welcome to this charming ground-floor corner 1-bedroom condo, where Southern coastal style meets affordability. Beautifully furnished and thoughtfully accessorized, this turnkey unit is rental-ready and ideally located just steps from the heated pool and tennis courts. The interior has been tastefully updated with shiplap throughout, giving the entire condo a warm coastal feel. Additional upgrades include LVP flooring, stainless steel appliances, updated countertops, a modernized bathroom, a new sliding glass door, impact-rated windows, and a new roof installed in 2018, offering both style and peace of mind. The beach is just a 6-minute walk away, or hop in your golf cart parked right outside the unit and be there in no time. Whether you're looking for your own beach getaway or an investment property with strong projected GRI, this condo offers exceptional value in one of Panama City Beach's most popular vacation communities. The below-average HOA fees provide outstanding value and include building insurance, water and sewer, exterior maintenance and painting, lawn care, trash service, pest control, termite bond, gated security, property patrol, and access to incredible resort-style amenities, including 11 pools (5 heated), a private Gulf-front pool and restaurant, tennis and pickleball courts, mini golf, shuffleboard, fitness center, and playgrounds. If you've been looking for an affordable beach property that checks all the boxes, this is one you won't want to miss. Schedule your showing today!

Highlights

Listed by Andrei Cunitin , 850-960-3857 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1658.64 Quarterly

Year Built

1989

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Beach Resort

Listing ID

793452

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Range, Gas Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,009
Taxes
$189
HOA
$1,659

Home Price

$199,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,009.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,009.29 $188.83 $1,658.64 $2,856.76
Yearly $12,111.49 $2,266.00 $19,903.68 $34,281.17
Total $363,344.56 $67,980.00 $597,110.40 $1,028,434.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS