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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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116 Damon Cir S , Panama City Beach, FL 32407
$170,000
Est. Payment: $939.23/mo
1 Bath
434 Sqft
Status: Active | Days on site: 9
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BECR - B10562
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your perfect Beach Rental or Getaway. This cute and bright Efficiency has a Full-size Kitchen and a Full Bath. Unlike standard studios that only offer a kitchenette, this unit features a fully equipped kitchen with a stove, oven, and refrigerator. This corner unit comes Fully Furnished and is 434 sq ft and on the second floor with a nice open layout either a patio or balcony. The Condo Association installed new Sliding door and Window (rated 200mph) in 2022, and the Roof was replaced in 2019. Exterior of the building was painted in 2021. The only thing to keep up, is your Interior, HVAC, and HOT Water Heater. Low maintenance and highly rentable and is located right in the hub of PCB. Open Parking at both sides of the building with a few golf cart parking spots available to use as well. Short Term Rentals are allowed as well as owners having pets (please check with association for information and rules). Association Dues pay for Insurance on the Building, Internet, Water, Sewer, Painting the Exterior of the Building, Roof, Household Garbage Receptacles, Pest Control, Property Patrol, Parking Spot, Lawn Mowing, Sprinklers, Maintenance of all Amenities and Common Areas. This Condo Unit is located inside this sought after Gulf Highlands Beach Resort in Panama City Beach, Florida. This resort is a gated community with 11 pools (5 heated), Pickle Ball and Tennis Courts, Shuffleboard, 18 Hole Putt Putt mini Golf course, Work out room, Conference Room, Play Areas, Golf Cart Parking areas throughout property, Private Beach house across the street Gulf side with a Cafe and Swimming Pool and bathrooms/ outdoor shower with a private beach access into the white beach sand of the Emerald Coast. Outside of GHBR are many of attractions including, restaurants, shopping, Post office, Emergency Department, Banks, Storage units, Water park, and more, all in walking distance. Schedule your showing today.

Highlights

Listed by Leigh Ann Holsenback , 269-716-7972 Emerald Coast Realty Inc , 850-233-2321. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1658.64 Quarterly

Year Built

1989

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Beach Resort

Listing ID

795830

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Gas Oven, Gas Water Heater
Air Cond:Window Unit(s)
Fireplaces:
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Gated,Parking Lot
Principal Interest
$939
Taxes
$173
HOA
$1,659

Home Price

$170,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$34,000
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Monthly Price:
$939.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $939.23 $172.93 $1,658.64 $2,770.79
Yearly $11,270.71 $2,075.12 $19,903.68 $33,249.51
Total $338,121.18 $62,253.60 $597,110.40 $997,485.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS