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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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104 Gulf Highlands Boulevard , Panama City Beach, FL 32407
$349,900
Est. Payment: $1,774.63/mo
2 Bed
3 Bath
1092 Sqft
Status: active | Days on site: 311
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This unit is so CLOSE TO THE BEACH you can TASTE THE SALT... Literally 3rd Unit from THE BEACH. You will love the CONVENIENCE of this unit when you come to stay at the Beach. This 2 BR with 2.5 Baths is a GREAT RENTAL, 2nd HOME, or Your PRIVATE RETREAT! You will love having your MORNING COFFEE or HAPPY HOURS out back on your Patio overlooking the Lake. When you get to this Beach Home, you get to park DIRECTLY IN FRONT of YOUR UNIT. NO ELEVATORS!!! Gulf Highlands Beach Resort is a GATED RESORT in the HEART of PCB and is in Walking Distance to several Attractions, Dining, Shopping, Post Office, and Walmart. HOA fees are $1121.78/Qtr and include Household Trash Disposal, Internet, Lawn Mowing, Sprinklers, Termite Contract with HOA, Some Pest Control, and the Amenities... 11 Pools ''5 Heated'', 3 Tennis Courts ''2 Lighted'', 4 Pickleball Courts, Fitness Center, 18 Hole Mini Golf, 2 Playgrounds, Shuffleboard Courts, Conference Center, and a Private Beach House with a Snack Bar on The Beach along with 1 of the 11 Pools. Age, SF, and dimensions are Approximate. ALL INFORMATION CONTAINED HEREIN IS DEEMED TO BE RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY THE BUYERS. EVERYTHING IS SUBJECT TO... ERRORS, CHANGES WITH ITEMS IN OR ON THE PROPERTY, OMISSIONS IN PRIOR SALES, CHANGES OR WITHDRAWALS WITHOUT NOTICE.
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Highlights

Listed by Darla Kurtz , 850-866-6676 Emerald Coast Realty Inc , 850-233-2321. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1121.78 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Gulf Highlands Beach Resort

Listing ID

780313

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Interior Steps, Sitting Area in Primary, Shower Only, Upper Level Primary

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:18x82
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,775
Taxes
$266
HOA
$1,122

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,774.63 $265.75 $1,121.78 $3,162.16
Yearly $21,295.52 $3,189.00 $13,461.36 $37,945.88
Total $638,865.64 $95,670.00 $403,840.80 $1,138,376.44

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS