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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7813 N Lagoon Drive 9d , Panama City Beach, FL 32408
$419,000
Est. Payment: $2,314.91/mo
3 Bed
4 Bath
1290 Sqft
Status: Active | Days on site: 63
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Harrison Lilly Team
Owner/Operator

House Description

WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own! (Please read agent's remarks)

Highlights

Listed by Ekaterina I Tomlinson , 850-238-6225 Top Producers Real Estate Group , 850-236-9113. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

742.23 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Greenwood Estates 6

Listing ID

793213

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Home, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:00
Others:
  • ▪ Additional:Boat Lift, Barbecue, Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Additional Parking,Paved
Principal Interest
$2,315
Taxes
$321
HOA
$742

Home Price

$419,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,314.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,314.91 $320.87 $742.23 $3,378.02
Yearly $27,778.98 $3,850.49 $8,906.76 $40,536.23
Total $833,369.27 $115,514.70 $267,202.80 $1,216,086.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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