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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8601 Surf Drive 14e , Panama City Beach, FL 32408
$975,000
Est. Payment: $5,386.73/mo
3 Bed
3 Bath
2008 Sqft
Status: Active | Days on site: 1
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KSDG - B1257
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Looking for a quiet low density high rise with unobstructive Gulf views? Welcome to Grande Surf with only 28 units in the building and 2 units per floor, this is the perfect place to consider for a permanent home or vacation rental. Some of the perks of the unit include a covered assigned parking space, 400 plus square foot balcony, larger than normal kitchen and plenty of living space with fireplace. Don't miss the opportunity to own in this amazing Gulf Front beach condo!
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Highlights

Listed by Karen A Marceaux , 850-496-5115 The Ketchersid Group, LLC , 850-344-9848. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4260 Quarterly

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Grande Surf Club Condo

Listing ID

794541

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Jetted Tub, Main Level Primary, Separate Shower

Exterior Features

Lot Dimensions:Gulf
Zoning:Resid Multi-Family
Roof:Flat
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot,Gated
Principal Interest
$5,387
Taxes
$599
HOA
$4,260

Home Price

$975,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,386.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,386.73 $599.43 $4,260.00 $10,246.16
Yearly $64,640.81 $7,193.12 $51,120.00 $122,953.93
Total $1,939,224.44 $215,793.60 $1,533,600.00 $3,688,618.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS