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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8601 Surf Drive 11w , Panama City Beach, FL 32408
$799,000
Est. Payment: $4,414.36/mo
3 Bed
2 Bath
1783 Sqft
Status: Active | Days on site: 94
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HLR - B12476
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FRONT LIVING | 3 BEDROOMS | 1,783 SQ FT | 400 SQ FT WRAPAROUND BALCONY! Looking for more space, privacy, and value in a Panama City Beach condo? Discover Grande Surf Club 11W! This fully furnished 3-bedroom, 2-bath Gulf-front residence offers 1,783 square feet of living space, updated LVP flooring, and an incredible 400-square-foot wraparound balcony with unobstructed views of the emerald Gulf waters. Enjoy the exclusivity of a low-density beachfront building with ONLY TWO UNITS PER FLOOR, private beach access, and a community pool. With nearly 1,800 square feet of interior living space plus an expansive balcony, this condo offers the comfort and feel of a coastal home without sacrificing the beachfront lifestyle. Whether you're searching for a primary residence, second home, or vacation property, Grande Surf Club 11W delivers the space, views, and privacy you've been looking for. More space. Fewer neighbors. Unobstructed Gulf views. Schedule your private showing today!

Highlights

Listed by Christopher Moseley , 850-541-6427 Hilltop Legacy Realty , 850-774-3442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4260 Quarterly

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grande Surf Club Condo

Listing ID

791592

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking,Electric Gate,Parking Lot
Principal Interest
$4,414
Taxes
$509
HOA
$4,260

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,414.36 $509.36 $4,260.00 $9,183.72
Yearly $52,972.32 $6,112.35 $51,120.00 $110,204.67
Total $1,589,169.57 $183,370.50 $1,533,600.00 $3,306,140.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS