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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8597 N Lagoon Dr , Panama City Beach, FL 32408
$1,799,000
Est. Payment: $9,124.19/mo
4 Bed
4 Bath
2800 Sqft
Status: pending | Days on site: 378
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the ultimate boater's lifestyle on Grand Lagoon in Panama City Beach, where this beautifully furnished 4-bedroom, 3.5-bath waterfront home offers deep water access and a private dock with lift just minutes from the Gulf of Mexico and Shell Island. Designed for those who love life on the water, the property features a 14' x 40' covered boathouse and a 16,000-lb boat lift, making it effortless to spend the day cruising, fishing, or enjoying waterfront dining throughout the area. Inside, the 2,800-square-foot residence offers spacious living areas ideal for hosting family and friends. The open layout flows seamlessly to the outdoor living spaces, where spectacular lagoon views create a stunning backdrop for everyday living and entertaining. Step outside to your private backyard retreat featuring a heated saltwater pool, firepit area, and fully fenced yard - perfect for gatherings, sunset evenings, or relaxing after a day on the water. This newer home also includes lush landscaping, a two-car garage with ample parking, offering both functionality and comfort for full-time living, luxurious coastal getaway or vacation rental property. Ideally located near local marinas, waterfront restaurants, shopping, and Northwest Florida Beaches International Airport (ECP), this home combines convenience with one of the most sought-after boating locations in PC Beach. The 2023 Regal Boat with twin Yamaha 300 outboards, approx 30 hours, may be purchased separately. Buyer to verify all data and dimensions.

Highlights

Listed by Linda B Lee , 850-319-8050 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

Year Built

2020

County

Bay

Area

27 - Bay County

Neighborhood

Grand Lagoon

Listing ID

981204

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Security System, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Within 1/2 Mile to Water,Lagoon
Lot Dimensions:37 x 264
Zoning:Resid Single Family
Others:
  • Additional:Boatlift, Dock, Fenced Back Yard, Patio Covered, Porch Open
Sewer:Public Sewer
Parking Features:Garage,Guest,Oversized
Principal Interest
$9,124
Taxes
$880

Home Price

$1,799,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$359,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,124.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,124.19 $879.70 $0.00 $10,003.88
Yearly $109,490.26 $10,556.35 $0.00 $120,046.61
Total $3,284,707.88 $316,690.50 $0.00 $3,601,398.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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