Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

8597 N Lagoon Dr , Panama City Beach, FL 32408
$1,799,000
Est. Payment: $9,124.19/mo
4 Bed
4 Bath
2800 Sqft
Status: pending | Days on site: 377
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Experience the ultimate boater's lifestyle on Grand Lagoon in Panama City Beach, where this beautifully furnished 4-bedroom, 3.5-bath waterfront home offers deep water access and a private dock with lift just minutes from the Gulf of Mexico and Shell Island. Designed for those who love life on the water, the property features a 14' x 40' covered boathouse and a 16,000-lb boat lift, making it effortless to spend the day cruising, fishing, or enjoying waterfront dining throughout the area. Inside, the 2,800-square-foot residence offers spacious living areas ideal for hosting family and friends. The open layout flows seamlessly to the outdoor living spaces, where spectacular lagoon views create a stunning backdrop for everyday living and entertaining. Step outside to your private backyard retreat featuring a heated saltwater pool, expansive patio, firepit area, and fully fenced yard--perfect for gatherings, sunset evenings, or relaxing after a day on the water. This newer construction home also includes lush landscaping, a two-car garage, and ample parking, offering both functionality and comfort for full-time living or a luxurious coastal getaway. Ideally located near local marinas, waterfront restaurants, shopping, and Northwest Florida Beaches International Airport (ECP), this home combines convenience with one of the most sought-after boating locations in Panama City Beach. The 2023 Regal 33XO (34', twin Yamaha 300 outboards, approx. 30 hours) may be purchased separately. Buyer to verify all measurements and information. Request info on list of exclusions. Convenient to fine and casual dining, shopping, and just a short distance to the ECP airport. Call for more information on this impeccable waterfront home! Boat house is approx 14' wide x 40' long. Boat does not convey with property but can be purchased outside of sale. All data and dimensions to be verified by buyer.

Highlights

Listed by Linda B Lee , 850-319-8050 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Residential

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon

Listing ID

776435

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Coffered Ceiling(s), Double Vanity, Interior Steps, Smart Home, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:37 x 264
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Boat Lift, Dock, Fire Pit
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$9,124
Taxes
$880

Home Price

$1,799,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$359,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,124.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,124.19 $879.67 $0.00 $10,003.86
Yearly $109,490.26 $10,556.00 $0.00 $120,046.26
Total $3,284,707.88 $316,680.00 $0.00 $3,601,387.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS