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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 Boca Shores Dr , Panama City Beach, FL 32408
$399,000
Est. Payment: $2,204.42/mo
4 Bed
3 Bath
2316 Sqft
0.28 Acres
Status: Active Under Contract | Days on site: 217
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Harrison Lilly Team
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Spacious Two-Story Home with Vaulted Ceilings & Flexible Living Areas This well-designed two-story home offers generous living space, vaulted ceilings, and multiple flexible areas to suit a variety of needs. The welcoming living room features soaring ceilings, abundant natural light, and an open staircase that adds architectural interest. The kitchen includes ample cabinetry, a pantry closet, tile flooring, a dishwasher, electric range, and a large window over the sink providing natural light. An adjacent dining area offers convenient access to the backyard through French doors. Also, just off the kitchen is a formal dining room great space for those Holiday dinners. The primary bedroom is located on the main level and features a spacious layout, large closet with mirrored doors, and en-suite bath with vanity, dressing area and tub/shower combination. An additional full bathroom serves the remaining bedrooms on the 2nd level. Upstairs, you'll find 3 additional bedrooms and flexible loft-style space overlooking the main living area--ideal for a desk and computer space. Exterior features include a two-car garage, extended driveway, large, fenced backyard, patio space, and mature trees providing shade and privacy. List of most recent improvements: *Roof replaced 2021 *HVAC 2025 *Hot Water heater 2023 *Impact windows in front, newer windows on 2nd floor with shutters. Conveniently located near shopping, dining, and local amenities.

Highlights

Listed by Donna M Stokes , 850-258-7752 Top Producers Real Estate Group , 850-236-9113. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1989

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon Shores11

Listing ID

785504

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:84X146
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,204
Taxes
$185

Home Price

$399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,204.42 $184.50 $0.00 $2,388.92
Yearly $26,453.01 $2,214.00 $0.00 $28,667.01
Total $793,590.31 $66,420.00 $0.00 $860,010.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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