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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8620 N Lagoon Dr , Panama City Beach, FL 32408
$325,000
Est. Payment: $1,648.34/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 70
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Discover an exceptional opportunity to build your dream home in the highly desirable North Lagoon Drive area of Panama City Beach. This spacious .26-acre parcel offers the perfect setting for a custom coastal retreat, with the potential for beautiful water views from a two-story design. Ideally located just minutes from beach access, shopping, dining, golf courses, and all the entertainment at Pier Park, this property also provides convenient access to the PCB Navy Base and St. Andrews State Park. Boating enthusiasts will love being within 2 miles of nearby marinas and boat launches, making bay access quick and easy. One of the last remaining lots in this sought-after subdivision, this property offers added value with no HOA and is located in Flood Zone X. Please note: multifamily construction is not permitted. Don't miss your chance to secure a prime piece of paradise and bring your beach home vision to life.
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Highlights

Listed by Carole Lea Gilman , 850-814-6090 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.26

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Grand Lagoon Shores 5

Listing ID

787251

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:72x122x100x140
Sewer:Public Sewer
Principal Interest
$1,648
Taxes
$90

Home Price

$325,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,648.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,648.34 $90.33 $0.00 $1,738.67
Yearly $19,780.06 $1,084.00 $0.00 $20,864.06
Total $593,401.92 $32,520.00 $0.00 $625,921.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS