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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8801 N Lagoon Dr , Panama City Beach, FL 32408
$1,799,000
Est. Payment: $9,124.19/mo
4 Bed
4 Bath
2800 Sqft
Status: active with contingency | Days on site: 74
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Under Contact Accepting Back-Up Offers! Boat Lift to be Included! Experience a rare blend of contemporary design and waterfront living at 8801 N Lagoon Drive, an exceptional newly constructed residence positioned along the shores of Grand Lagoon in Panama City Beach. Offering nearly 6,000 square feet under roof and approximately 2,800 square feet of meticulously designed living space, this waterfront retreat captures the essence of coastal living with direct boating access to the Gulf and no HOA restrictions. Thoughtfully crafted for both comfort and entertaining, the residence presents an exceptional opportunity as a primary home, second-home getaway, or income-producing investment property. Designed to maximize its waterfront setting, the reverse floor plan places the main living areas on the upper level, capturing sweeping lagoon views throughout the home's open-concept design. Vaulted ceilings, designer lighting, and a Venetian plaster electric fireplace create a sophisticated yet inviting atmosphere, while expansive glass doors seamlessly connect indoor and outdoor living spaces. At the heart of the home, the chef's kitchen is appointed with a premium Forno appliance package, including a 48-inch range, quartz countertops, custom tile backsplash, Forevermark cabinetry, a walk-in pantry, and a dedicated wet bar--ideal for entertaining family and guests alike. The waterfront primary suite serves as a private sanctuary, opening directly to the balcony and offering tranquil lagoon views. Thoughtful details include a tray ceiling, custom walk-in closet with built-in cabinetry, and a spa-inspired bath featuring dual vanities, quartz countertops, Delta fixtures, a soaking tub, and a glass-enclosed shower with rain head and hand wand. Three additional guest bedrooms provide exceptional comfort and privacy, including two full bathrooms accommodations with designer tile finishes. A stylish powder room and well-appointed laundry room further enhance the home's functionality. Outdoor living is equally impressive. Overlooking the private pool, the spacious covered entertaining area features an outdoor kitchen complete with a Blaze grill, granite countertops, and sink, creating the perfect setting for waterfront gatherings. Artificial turf accents, an outdoor shower, and thoughtfully designed landscaping contribute to the home's effortless coastal lifestyle. For boating enthusiasts, the private boathouse and direct deep-water access to Grand Lagoon offer a seamless route to Shell Island and the Gulf beyond. An oversized garage provides ample space for vehicles, watercraft, golf carts, and beach equipment. Conveniently located near Panama City Beach's renowned white-sand beaches, marinas, waterfront dining, shopping, and entertainment destinations, including Pier Park, this newly completed residence delivers a rare combination of luxury finishes, modern construction, and premier waterfront access in one of the Emerald Coast's most sought-after boating communities.

Highlights

Listed by Abigail E Davis , 423-321-2590 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon Shores 1

Listing ID

790748

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:262.79X76.24X36.92X231.26
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Boat Lift, Barbecue, Boat Slip, Covered Patio, Dock, Outdoor Kitchen
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved

Open House

Upcoming Open Houses
Thursday 10:00 am - 5:30 pm Aug 27
Principal Interest
$9,124
Taxes
$260

Home Price

$1,799,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$359,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,124.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,124.19 $259.92 $0.00 $9,384.11
Yearly $109,490.26 $3,119.00 $0.00 $112,609.26
Total $3,284,707.88 $93,570.00 $0.00 $3,378,277.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS