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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6903 N Lagoon Dr Unit 48 , Panama City Beach, FL 32408
$299,000
Est. Payment: $1,516.47/mo
2 Bed
2 Bath
1040 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your seamless lagoon-front living in this absolutely spectacular, ground-floor condo at Grand Lagoon Cove! Offering the ultimate convenience of single-level living with zero stairs, this pristine residence is fully furnished, equipped, and completely ready for you to move right in or rent out. Meticulously maintained and never previously used as a rental. The property is in absolutely flawless condition. Inside, you will find modern cabinetry, premium stainless steel appliances, and a brand-new AC system installed in 2026. Step through your sliding glass doors onto a private back patio, complete with outdoor furniture, where you can sip your morning coffee while taking in peaceful, panoramic waterfront views and watching the dolphins! The patio also features a dedicated storage room, perfect for housing your beach gear. Whether you are looking for a primary residence, a relaxing second home, or an income-generating investment, this property offers incredible versatility (rental policies- 30 days or longer). This welcoming community boasts a sparkling pool and dedicated tennis/pickleball courts. Boaters will also love the option to secure a boat slip at the private dock via a waiting list for just $150 per month. Don't miss this rare, move-in-ready waterfront gem!

Highlights

Listed by Irina Junbergs , 850-774-2880 Panhandle Real Estate , 850-522-8955. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

418 Monthly

Year Built

1979

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon Cove Condominium

Listing ID

793703

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:0 x 0
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Dock
Sewer:Public Sewer
Principal Interest
$1,516
Taxes
$238
HOA
$418

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,516.47 $238.46 $418.00 $2,172.93
Yearly $18,197.66 $2,861.46 $5,016.00 $26,075.12
Total $545,929.77 $85,843.80 $150,480.00 $782,253.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS