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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6903 N Lagoon Drive Apt 52 , Panama City Beach, FL 32408
$249,000
Est. Payment: $1,262.88/mo
2 Bed
2 Bath
1040 Sqft
Status: active | Days on site: 154
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront living at Grand Lagoon Cove! This 2BR/2BA lagoon-front condo offers direct water views, dock access, and a rare opportunity to own in one of North Lagoon's true waterfront communities. Enjoy peaceful mornings from your covered balcony overlooking the lagoon and green space. Community amenities include a pool, tennis courts, and shared dock access (slip use subject to HOA rules and availability). Recent updates include LVP flooring, stainless appliances, water heater replaced October 2025, and HVAC replaced in 2013. Short-term rentals are permitted per association guidelines. Conveniently located near beaches, marinas, dining, and St. Andrews State Park. Grand Lagoon Cove is a true lagoon-front community offering direct water access along highly desirable North Lagoon Drive. The community features a pool, tennis courts, and shared dock facilities designed for enjoying the boating lifestyle. There are approximately 10 boat slips serving 54 units, and slip assignments are managed by the association on a first-come basis subject to availability and HOA rules. Slips are generally intended for resident owners, and renters are not eligible to obtain slip assignments. Buyers should verify current availability, any waiting list, and applicable fees directly with the association. Inside, the unit offers a functional two-bedroom, two-bath layout with lagoon views from the covered balcony, making it suitable as a primary residence, second home, or investment property. Located just minutes from Gulf beaches, public boat ramps, marinas, shopping, and restaurants, this property provides convenient access to everything Panama City Beach has to offer while maintaining a quieter waterfront setting. All ages, measurements, square footage, rental guidelines, boat slip availability, and room sizes are approximate; buyer to verify all information deemed important.

Highlights

Listed by Angela R Turner , 850-866-9868 Counts Real Estate Group Inc , 850-231-1483. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1979

County

Bay

Area

27 - Bay County

Neighborhood

Grand Lagoon Cove Condominium

Listing ID

998096

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Fireplace

Exterior Features

Lot:Lagoon
Others:
  • Additional:Balcony, Porch
Sewer:Public Sewer
Principal Interest
$1,263
Taxes
$238
HOA
$0

Home Price

$249,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,262.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,262.88 $238.46 $0.00 $1,501.34
Yearly $15,154.57 $2,861.46 $0.00 $18,016.03
Total $454,637.17 $85,843.80 $0.00 $540,480.97

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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