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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 301 , Panama City Beach, FL 32413
$139,900
Est. Payment: $709.55/mo
0 Bed
1 Bath
330 Sqft
Status: active | Days on site: 409
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

EXCEPTIONAL GULF-FRONT INVESTMENT OPPORTUNITY AT THE HISTORIC FONTAINEBLEAU TERRACE. Secure one of the most accessible Gulf-front assets in Panama City Beach! Unit 301 is perfectly positioned on price, offering a rare entry-level opportunity for an investor ready to capture the full potential of this high-demand market. Tastefully decorated and situated to maximize scenery, this unit is a blank canvas for your rental success, and one of the lowest priced condo's in PCB, Florida! PREMIUM WEST END LOCATION: Experience the most desirable side of Panama City Beach. Located on the quieter West End and adjacent to the protected, low-density Bid-A-Wee Beach, your views are unobstructed and shielded from high-rise development on the east side of the building. You are perfectly situated just over a mile from the heart of the action, including the luxury shopping of Pier Park, the new Topgolf, and local dining. YEAR-ROUND REVENUE POTENTIAL: Panama City Beach has evolved into a true year-round destination. With world-class events hosted at Pier Park throughout all four seasons—including the New Year's Eve Beach Ball Drop, UNwineD Festival, Bike Week, Ironman competitions, and massive car shows—the opportunity for consistent occupancy is immense. Unit 301 offers the coastal lifestyle that travelers seek for year-round stays. UNMATCHED GULF VIEWS: Enjoy exceptional, front-row views of the Emerald Coast and the soothing sound of the waves right from your front door. The proximity to a deeded beachfront community ensures permanent, panoramic sights of the sugar-white sand and emerald waters. INVESTMENT OPPORTUNITY & GROWTH: The all-inclusive HOA is an investor's dream, covering electricity, water, fiber-optic Wi-Fi, and more. This low-maintenance property is an ideal entry point for an owner looking to build a dedicated guest base. With strategic management, this unit has the potential to reach an annual income of $35k-$40k as you establish your repeat clientele. AMENITIES & FUTURE GAINS: Fontainebleau Terrace has recently passed its milestone structural inspection and is currently undergoing enhancements to ensure a bright future for this historic landmark. Owners and guests enjoy a beachfront pool, private beach access, a 5th-floor rooftop panoramic lounge, and dedicated parking. LIVE THE PCB LIFESTYLE: Don't miss this chance to secure a profitable piece of the historic Fontainebleau Terrace while prices remain accessible. Buyer to verify all information and measurements deemed important. Schedule your viewing today!

Highlights

Listed by Danielle S Kemp , 850-896-2487 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

895 Monthly

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

775291

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop
Air Cond:Wall Unit(s)
Fireplaces:

Exterior Features

Lot Dimensions:00
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot
Principal Interest
$710
Taxes
$145
HOA
$895

Home Price

$139,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$27,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$709.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $709.55 $145.08 $895.00 $1,749.63
Yearly $8,514.56 $1,741.00 $10,740.00 $20,995.56
Total $255,436.71 $52,230.00 $322,200.00 $629,866.71

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS