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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 426 , Panama City Beach, FL 32413
$175,000
Est. Payment: $887.57/mo
0 Bed
1 Bath
330 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Iconic beachfront studio condo with stunning, unobstructed Gulf of Mexico views from the 4th floor. This 330 sq. ft. unit offers direct Gulf frontage--step outside and you're just feet from the water. Features include elevator-access, full kitchen with full-size refrigerator, oven, and microwave, exposed painted concrete ceilings, and Bahama shutters showcasing breathtaking east-facing sunrises. The building amenities include a large gulf-front pool, expansive amenity decks, fitness room, beach volleyball courts, wireless internet, and on-site management. One parking space included. Excellent short-term rental opportunity generating approximately $30,000 annually, with HOA covering all utilities, insurance (including flood and hurricane), maintenance, internet, amenities, and management. Ideally located near shopping, dining, entertainment, Pier Park, and Gulf World--yet situated on an uncrowded stretch of beach overlooking Bid-A-Wee Public Park with no future development. FINANCING OPTIONS AVAILABLE FOR QUALIFIED BUYERS!

Highlights

Listed by Christine T Lampard , 504-400-8822 Keller Williams Realty Destin , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

787712

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Window Unit(s),Wall Unit(s)
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Principal Interest
$888
Taxes
$162
HOA
$0

Home Price

$175,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$887.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $887.57 $162.33 $0.00 $1,049.90
Yearly $10,650.80 $1,948.00 $0.00 $12,598.80
Total $319,524.11 $58,440.00 $0.00 $377,964.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS