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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 423 , Panama City Beach, FL 32413
$194,900
Est. Payment: $1,076.79/mo
1 Bath
330 Sqft
Status: Active | Days on site: 359
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BPR4 - B1663
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Harrison Lilly Team
Owner/Operator

House Description

OWNER FINANCING AND ALL ASSESSMENTS PAID!!!! This Gulf-front condo at the iconic Fontainebleau Terrace is a proven short-term rental performer with strong occupancy and excellent income potential. Perfectly located directly on the sand in Panama City Beach, this unit offers investors an affordable entry point into beachfront real estate with solid returns. The condo features an efficient open layout, kitchenette, and direct beach access, making it a popular choice for vacationers seeking convenience and value. Guests love the resort-style amenities, including a beachfront pool, sundeck, and community laundry facilities. With low carrying costs, no rental restrictions, and strong demand year-round, Fontainebleau Terrace continues to be a favorite among savvy investors. Its prime location places you minutes from Pier Park, Gulf World, restaurants, and entertainment, ensuring a steady flow of bookings. Whether you're adding to your portfolio or entering the short-term rental market for the first time, this property offers turnkey management and immediate cash-flow opportunity. Don't miss out--secure your Gulf-front investment today!

Highlights

Listed by Christopher C Jennings , 850-532-9449 CENTURY 21 AllPoints Realty , 850-230-4514. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

895 Monthly

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

779059

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$1,077
Taxes
$175
HOA
$895

Home Price

$194,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,076.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,076.79 $174.92 $895.00 $2,146.71
Yearly $12,921.53 $2,099.00 $10,740.00 $25,760.53
Total $387,645.99 $62,970.00 $322,200.00 $772,815.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS