Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

14401 Front Beach Rd Unit 317 , Panama City Beach, FL 32413
$374,000
Est. Payment: $1,896.86/mo
0 Bed
1 Bath
330 Sqft
Status: active | Days on site: 224
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

This unit overlook the beach is not a side view. You are over the sand. RARE TO COME UP FOR SALE LIMITED UNITS AT FTB DIRECT GULF FRONT FACING WITH A PRIVATE DECK approximately over $30,000 of assessments have been paid in full. No assessments will be due. Overview Experience the ultimate coastal getaway in this one-of-a-kind beachfront studio condo, uniquely positioned as the only unit overlooking the pristine sands of Panama City Beach and the Gulf of Mexico. Perfect for a vacation retreat, short-term rental, or a serene full-time residence, this condo combines modern luxury with coastal charm. Key Features Stunning Beachfront Location:** Only unit in the building with direct, uninterrupted views of the beach and Gulf of Mexico. Turnkey Assessment Status:** All assessments totaling $30,000 have been paid in full, providing instant peace of mind for ownership. Professional Renovation:** Fully torn out and reimagined with premium finishes and custom detailing. Custom Cabinetry:** Custom-built cabinetry throughout for superior storage and a tailored look. Gourmet Surfaces:** Granite countertops that blend elegance with durability in the kitchen and bath. Stained Glass Showers:** Showers feature stained glass accents, bringing color and character to your daily routine. Bright, Open Layout:** Studio space optimized for living, sleeping, and entertaining with panoramic gulf views. Large Windows & Natural Light:** Floor-to-ceiling or expansive windows to maximize water views and natural light. Modern Kitchen & Bath:** Updated appliances, efficient layout, and high-end fixtures. Relaxing Balcony:** Private outdoor space to savor sunrise coffees and sunset cocktails with the Gulf as your backdrop. Interior Highlights Open-concept living area designed to maximize the beachfront ambiance. Custom cabinetry throughout for seamless storage solutions. Granite countertops delivering a timeless, durable surface. Stained glass accents in the showers adding unique, boutique-style detail. Thoughtful lighting and finish selections to create a warm, coastal vibe. Building & Location Exclusive beachfront setting in Panama City Beach with easy access to sugar-white sands. Proximity to local dining, entertainment, and recreational options. Ideal for short-term rentals, vacation stays, or a personal coastal residence. Investment & Information Assessments: $30,000 paid in full (transfers with clear, headache-free ownership). HOA and building amenities vary; please inquire for current details. Market-ready for immediate occupancy or rental opportunities.

Highlights

Listed by Kara Percy , 850-774-8434 Piece of Parysdise , 850-774-8434. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

780599

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1

Exterior Features

Lot Dimensions:0x0
Principal Interest
$1,897
Taxes
$238
HOA
$0

Home Price

$374,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$74,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,896.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,896.86 $238.42 $0.00 $2,135.28
Yearly $22,762.29 $2,861.10 $0.00 $25,623.39
Total $682,868.68 $85,833.00 $0.00 $768,701.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS