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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 313 , Panama City Beach, FL 32413
$149,900
Est. Payment: $828.18/mo
1 Bath
330 Sqft
Status: Active | Days on site: 50
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BCC2 - B12218,B12475
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to 14401 Front Beach Road, Unit 313 an affordable opportunity to own your own piece of Panama City Beach! This studio-style, 1 bath condo offers approximately 330 square feet and is perfectly positioned for use as a vacation getaway or short term rental investment. Located just steps from the white sand beaches and emerald waters of the Gulf of Mexico, this unit puts guests right in the middle of everything PCB has to offer. Pier Park, restaurants, shopping, entertainment, and popular attractions are all just minutes away. For investors, the numbers make this one especially attractive. Similar short term rental units can generate approximately $18,000-$30,000 annually in gross rental income, depending on management, occupancy, rates, and owner usage. With its compact footprint, desirable beach location, and short term rental potential, this could be a great addition to an Airbnb or vacation rental portfolio. Whether you're looking for a low maintenance beach retreat, weekend getaway, or income producing vacation rental, Unit 313 offers an opportunity to own in one of Florida's most popular beach destinations at an approachable price point. Own the beach lifestyle and let it help pay for itself!
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Highlights

Listed by Buck F Henry , 850-541-5990 and Benjamin Brady , 850-628-8182 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

895 Monthly

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Fontainebleau Terrace

Listing ID

794263

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Convection Oven, Electric Cooktop
Air Cond:Ductless
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$828
Taxes
$162
HOA
$895

Home Price

$149,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$29,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$828.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $828.18 $162.32 $895.00 $1,885.50
Yearly $9,938.11 $1,947.89 $10,740.00 $22,626.00
Total $298,143.33 $58,436.70 $322,200.00 $678,780.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS