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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 312 , Panama City Beach, FL 32413
$260,000
Est. Payment: $1,318.67/mo
0 Bed
1 Bath
330 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ASSESSMENT FREE!!! NEWLY REMODELED!!! FLAWLESSLY DECORATED!!! HANDICAP ACCESSIBLE!!! There are a lot of condos for sale in Fontainebleau, and there are even more for sale up and down the white sandy beach, but there is only one quite like this... This NON RENTAL unit has been owner occupied and meticulously cared for. Over $20k invested in flooring, cabinetry, bathroom updates, and decor. With sooooo many condo's having the same old ''coastal'' color pallet and decor, rest assured knowing that this special gem has been professionally decorated, and the custom flare for detail will ensure that it stands apart from the rest. When renters are booking their beach vacation, they scroll endlessly looking at 100's of condos that all look the same. Now imagine them stumbling across this one - just like you did. The undeniable uniqueness will draw them in - just like it did you. They will have no choice but to want a closer look, and before you know it... You are booked solid and bringing in $30k+ in annual rentals!!! Whether you are looking for a place to call home, a place to use as an escape from home, or perhaps the best rental option on the beach - this condo offers everything you could dream of, and so very much more! $895 monthly HOA dues cover EVERY single utility expense - even the electricity!!! Take 2 seconds to break that down ($150 elec, $80 water, $50 trash, $120 cable/internet, $300 exterior insurance, $30 sewer, $100 exterior maint/grounds, $30 gym = $860 TOTAL), and you will quickly see that you are only paying $35 a month for a pool, the biggest and best beach viewing deck in town, and the closest condos to the sand that PCB has to offer. You will NOT find a better deal anywhere in town! 3rd floor, right on the sand, and perfectly located on the HIGHLY DESIRED west side of the building which guarantees the best sunsets in town. Simply put... This INCREDIBLE unit in the most ICONIC building on the beach won't be beat!!!

Highlights

Listed by Garrett S Aune , 850-588-8908 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

895 Monthly

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

792839

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Water Heater
Air Cond:Window Unit(s)
Fireplaces:
Other:
  • Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:N/A
Roof:Flat,Membrane
Sewer:Public Sewer
Principal Interest
$1,319
Taxes
$166
HOA
$895

Home Price

$260,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,318.67 $165.75 $895.00 $2,379.42
Yearly $15,824.05 $1,989.00 $10,740.00 $28,553.05
Total $474,721.54 $59,670.00 $322,200.00 $856,591.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS