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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14401 Front Beach Rd Unit 216 , Panama City Beach, FL 32413
$165,000
Est. Payment: $836.85/mo
0 Bed
1 Bath
330 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ALL CURRENT SPECIAL ASSESSMENTS PAID IN FULL BY THE SELLERS! Welcome to Unit 216 at the iconic Fontainebleau Terrace, where classic beachfront living meets the simplicity of owning your own place directly on the Gulf of America. Location within the building matters, and this studio enjoys an exceptional position as the second-closest unit to the Gulf on the second floor, putting the sugar-white sand, beachfront pool and emerald waters just steps from your door. Fontainebleau Terrace has undergone significant recent improvements, including structural renovation and roof work, and has completed its Milestone Inspection and SIRS. Enjoy morning coffee by the water, spontaneous walks along the beach, afternoons at the Gulf-front pool and sunsets that never get old--all without the upkeep of a traditional beach house. The association dues include major utilities, including electricity, water, sewer, trash and internet/Wi-Fi, making this an easy lock-and-leave coastal retreat. Conveniently located near Pier Park, dining, shopping and entertainment while bordering the lower-density Bid-A-Wee Beach area, Unit 216 offers something increasingly hard to find in Panama City Beach: a simple, carefree place at the beach where the Gulf of America is truly your backyard.

Highlights

Listed by Joan Winchell PLLC , 850-238-7900 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

895 Monthly

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Fontainebleau Terrace

Listing ID

794298

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Ceiling Fan(s),Wall Unit(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$837
Taxes
$162
HOA
$895

Home Price

$165,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$33,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$836.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $836.85 $162.32 $895.00 $1,894.17
Yearly $10,042.19 $1,947.89 $10,740.00 $22,730.08
Total $301,265.59 $58,436.70 $322,200.00 $681,902.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS