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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5234 Finisterre Dr , Panama City Beach, FL 32408
$899,000
Est. Payment: $4,559.56/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 913
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

Highlights

Listed by Ashlie James , 850-628-1000 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.71

HOA Fee

2043.81 Annually

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Finisterre

Listing ID

752262

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:198x110x165x56
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$4,560
Taxes
$403
HOA
$2,044

Home Price

$899,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,559.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,559.56 $402.75 $2,043.81 $7,006.12
Yearly $54,714.70 $4,833.00 $24,525.72 $84,073.42
Total $1,641,441.02 $144,990.00 $735,771.60 $2,522,202.62

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS