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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19504 Front Beach Rd Unit 1006 , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,409.11/mo
1 Bed
2 Bath
950 Sqft
Status: active | Days on site: 441
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Emerald Shores Unit 1006 - Gulf-Front Condo in Laguna Beach, West End of Panama City Beach! Experience unparalleled Gulf-front living in this beautifully updated, fully furnished 1-bedroom, 1.5-bath condo at Emerald Shores. Nestled on the first floor, this beachfront retreat offers unobstructed views of the Gulf of Mexico from the open-concept living and dining areas, creating a serene coastal escape. Spacious & Stylish Interior- Sleeps six comfortably with a king-size bed in the main bedroom, hallway bunk beds, and a queen sleeper sofa with a brand-new mattress. Jack-and-Jill bathroom provides convenient access from both the bedroom and hallway. Fully equipped kitchen with brand-new appliances, including a refrigerator, washer, and dryer—ideal for preparing meals after a day on the beach. Breakfast bar with seating for four and a dining table for two, perfect for enjoying meals with a view. Prime Location & Resort-Style Amenities- Located in Laguna Beach on the sought-after West End of Panama City Beach, away from high-rise congestion for a peaceful, laid-back atmosphere. Direct beach access just steps from the patio, making it easy to enjoy sugar-white sands and emerald waters. Resort-style amenities, including an inground pool and barbecue area for outdoor entertainment. Next door to Carousel Grocery Store, featuring a gift shop and wine cellar for convenience. One block from the iconic Thomas Donut & Snack Shop, a beloved local favorite. Short drive to Pier Park, offering shopping, dining, and entertainment, plus easy access to 30A's scenic beach towns. Perfect for Investment or Personal Use - This Gulf-front condo in Panama City Beach is perfect as a primary residence, second home, or high-income vacation rental. The highly desirable West End location and stunning views make it a rare find on the market. Don't miss out on this beachfront paradise! Call today to schedule your private showing.

Highlights

Listed by Rachel N Warrell , 850-896-5899 eXp Realty, LLC , 850-896-5899. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Emerald Shores Condo

Listing ID

770364

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Air Cond:Central Air,Varies by Unit
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:County
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$2,409
Taxes
$394
HOA
$0

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,409.11 $393.75 $0.00 $2,802.86
Yearly $28,909.32 $4,725.00 $0.00 $33,634.32
Total $867,279.74 $141,750.00 $0.00 $1,009,029.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS