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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1219 Thomas Unit 203 , Panama City Beach, FL 32408
$224,000
Est. Payment: $1,237.57/mo
2 Bed
2 Bath
636 Sqft
0.05 Acres
Status: Active | Days on site: 442
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Harrison Lilly Team
Owner/Operator

House Description

This beautiful 2-bedroom, 2-bath bungalow is the perfect beach home. This home has fully equipped kitchen with a breakfast bar, a large addition living room and a large screened patio on the back. Recent updates include HVAC 2021, Hot water heater 2019, paint, floors, and light fixtures, new bathroom vanities and mirrors, new kitchen faucet and cabinetry hardware. Most furnishings included.(see list in documents of items that convey)The home has a covered awning for parking of two vehicles. Emerald Pointe Resort is gated, golf cart friendly, pet friendly community located 3 miles from St Andrews State Park. Convenient to restaurants and shopping. Amenities include 2 pools (one seasonally heated) hot tub, large clubhouse, exercise room, lake with boardwalk and shuffleboard court. HOA fee includes water, sewer, garbage, High speed internet and lawn service. Call for a showing today. All information including age, square footage, lot and room sizes are approximate. Verify if important.

Highlights

Listed by Lisa F Long , 678-315-5421 Lifes A Beach Real Estate, LLC , 850-249-9111. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.05

HOA Fee

680 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Emerald Pointe Resort

Listing ID

776174

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:40x65
Zoning:Resid Single Family
Roof:Asphalt
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,238
Taxes
$188
HOA
$680

Home Price

$224,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$44,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,237.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,237.57 $188.17 $680.00 $2,105.73
Yearly $14,850.81 $2,258.00 $8,160.00 $25,268.81
Total $445,524.38 $67,740.00 $244,800.00 $758,064.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS