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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1219 Thomas Drive # 123 , Panama City Beach, FL 32408
$174,900
Est. Payment: $887.06/mo
1 Bed
1 Bath
396 Sqft
Status: active | Days on site: 198
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*Looking for an affordable second home or income-producing vacation rental? This is one of the best-priced properties on the beach! *This 1-bedroom, 1.5-bath home in Emerald Pointe Resort offers everything you need for the perfect coastal getaway. The home has been well maintained and features a new roof, new appliances, new A/C (2021), LVP flooring (2020), fresh interior paint (2020), water heater (2016), and an 8x8 storage building (2016). *One of the most unique advantages of Emerald Pointe is that you own both the home and the land�a rare find in a resort community. With low HOA fees, you can enjoy it as your personal retreat or use it as a vacation rental for additional income. *Emerald Pointe Resort is a beautifully maintained community offering two pools (one heated), hot tub, playground, shuffleboard courts, fitness center, community room, organized activities, and professional on-site management and so much more. *An incredible opportunity at an unbeatable price. Schedule your showing today!

Highlights

Listed by Wanda L Miller , 850-832-0922 Adventure Realty Group LLC , 850-832-0922. Emerald Coast Multiple Listing Services

Property Type

Manufactured Home

Lot/Acreage
0.06

HOA Fee

Year Built

2002

County

Bay

Area

27 - Bay County

Neighborhood

Emerald Pointe Resort

Listing ID

1006934

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • Additional:Ceiling Vaulted, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:70 x 40
Zoning:Resid Single Family
Others:
  • Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$887
Taxes
$103
HOA
$0

Home Price

$174,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$34,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$887.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $887.06 $102.91 $0.00 $989.97
Yearly $10,644.72 $1,234.91 $0.00 $11,879.63
Total $319,341.53 $37,047.30 $0.00 $356,388.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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