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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1219 Navy Boulevard Unit 234 , Panama City Beach, FL 32408
$215,000
Est. Payment: $1,090.44/mo
2 Bed
2 Bath
720 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy breathtaking sunrises from this inviting beach house in Emerald Pointe Resort. The spacious lot offers plenty of potential for expansion, making it an attractive choice. Inside, you'll find a well-designed layout with two bedrooms, two bathrooms, and a bonus room that currently serves as a third bedroom/office. The kitchen and large dining area are open and welcoming, while the covered back patio is perfect for relaxing after a day at the beach. The home comes fully furnished and is ideal for use as a permanent residence, vacation getaway, or investment property. Emerald Pointe Resort is a gated community nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and the world's most beautiful beaches. Engage in the community's fantastic amenities, which include a large clubhouse, exercise room, shared library, two swimming pools (one heated seasonally), a hot tub, a serene lake with a boardwalk, and a shuffleboard court. Your HOA fee covers water, sewer, garbage, and lawn service, ensuring you enjoy a hassle-free living experience. (WOW is running fiber optic cable in the community, and when complete, Wi-Fi will be included with your quarterly HOA Fee) This charming property won't last long--schedule your showing today! All information is approximate and should be verified by buyer if important.

Highlights

Listed by Laina Dillman , 972-743-9499 Lifes A Beach Real Estate, LLC , 850-249-9111. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.05

HOA Fee

680 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Emerald Pointe Resort

Listing ID

794037

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:40x62
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,090
Taxes
$172
HOA
$680

Home Price

$215,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$43,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,090.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,090.44 $171.75 $680.00 $1,942.19
Yearly $13,085.27 $2,061.03 $8,160.00 $23,306.30
Total $392,558.20 $61,830.90 $244,800.00 $699,189.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS