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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1219 Navy Boulevard Unit 109 , Panama City Beach, FL 32408
$195,000
Est. Payment: $989.00/mo
1 Bed
1 Bath
644 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator
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House Description

Welcome home to this 1-bedroom, 1-bath, 644 sq. ft. residence in Emerald Pointe Resort--an ideal beach retreat in one of Panama City Beach's most desirable gated communities. This inviting home offers a spacious living room, generous dining area, screened-in patio, large rear storage building, and 2-car carport. Bring your furniture and start enjoying the beach lifestyle right away. Emerald Pointe Resort is a gated community in central Panama City Beach, near excellent restaurants, shopping, and the renowned beaches. Amenities feature a spacious clubhouse, fitness center, shared library, two pools (one heated seasonally), hot tub, lake with boardwalk, and shuffleboard court. The HOA fee covers water, sewer, garbage, Wi-Fi, and lawn care. Don't let this incredible property slip through your fingers! Schedule a tour today and see for yourself what this amazing property has to offer. Please note: All information is approximate and should be verified by the buyer if important.
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Highlights

Listed by Laina Dillman , 972-743-9499 Lifes A Beach Real Estate, LLC , 850-249-9111. Bay County Association of REALTORS

Property Type

Manufactured Home
Lot/Acreage
0.05

HOA Fee

680 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Emerald Pointe Resort

Listing ID

794309

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:70x40
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$989
Taxes
$155
HOA
$680

Home Price

$195,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$989.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $989.00 $155.46 $680.00 $1,824.47
Yearly $11,868.04 $1,865.56 $8,160.00 $21,893.60
Total $356,041.15 $55,966.80 $244,800.00 $656,807.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS