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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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244 Villa Bay Dr , Panama City Beach, FL 32407
$360,000
Est. Payment: $1,825.85/mo
4 Bed
2 Bath
1736 Sqft
Status: active with contingency | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. This spacious one story 4 bedroom, 2 bath home in Panama City Beach is ready for its new owner. Open layout, split floor plan, covered back porch & additional patio area to enjoy the outdoor Florida lifestyle. Freshly painted inside & brand-new carpet in all of the bedrooms. The kitchen offers a large island, solid surface countertops & a walk-in pantry with custom shelving. Spacious master bedroom with a tray ceiling and a view out to the woods. The master bathroom has 2 sinks, custom shelving in the walk-in closet & a separate soaking tub and shower. The other 3 bedrooms are well sized and offer great flexibility whether used as a bedroom, study, gym, playroom or guestroom. Custom shelving system in 2 of the other bedrooms and the utility room. Normally garages are not that exciting but check out this one! Look at the storage system on both sides of the garage while still leaving room for two vehicles to park in the garage. Located on a cul-de-sac street in a community with sidewalks, streetlights & a dog park. This home backs up to the woods for privacy and a peaceful view. Full yard sprinkler system & fenced in backyard. Built in 2020 you will have the peace of mind of owning a nearly new home. Just 4 short miles away from this Coastal Florida home are white sandy beaches & turquoise blue waters. Make sure you add this home to your must-see list today!

Highlights

Listed by Sharon M DeLaney , 850-867-6915 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

620.08 Annually

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Emerald Cove Villas

Listing ID

793683

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:100x119x35
Sewer:Public Sewer
Principal Interest
$1,826
Taxes
$230
HOA
$620

Home Price

$360,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$72,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,825.85 $229.50 $620.08 $2,675.43
Yearly $21,910.22 $2,754.00 $7,440.96 $32,105.18
Total $657,306.75 $82,620.00 $223,228.80 $963,155.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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