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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14701 Front Beach Rd Unit 1931 , Panama City Beach, FL 32413
$478,900
Est. Payment: $2,428.89/mo
2 Bed
2 Bath
1299 Sqft
Status: active | Days on site: 201
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the ultimate Gulf-front lifestyle at Emerald Beach Resort! This beautifully updated, turnkey 2-bedroom + bunk area, 2-bath condominium offers the perfect combination of coastal elegance, modern updates, and exceptional rental potential. Whether you're searching for a vacation retreat, second home, or income-producing investment, this stunning beachfront condo is ready to impress. Designed with a fresh, inviting coastal aesthetic, the interior features smooth ceilings, soft designer gray paint, contemporary lighting, and an open-concept layout that showcases breathtaking Gulf views. The living and dining areas flow seamlessly onto the private balcony, creating the perfect space to enjoy morning coffee, watch dolphins play, or unwind with spectacular sunsets over the Emerald Coast. The spacious Gulf-front primary suite has been beautifully refreshed with brand-new coastal white bedroom furniture, direct balcony access, and panoramic water views that guests love. The guest accommodations bunk area has also been updated with new coastal white bunk bed furniture, creating a bright, beach-inspired space that's perfect for families and maximizing rental occupancy. Recent improvements include: * Brand-new stainless steel refrigerator, range, and microwave (September 2025) * New sleeper sofa and accent chair (October 2025) * New coastal white furniture in the primary bedroom * New coastal white bunk beds * New drapes and Roman shades for added comfort and privacy * Updated ceiling fans and contemporary lighting throughout * Stylish, durable furnishings designed for both everyday enjoyment and short-term rental success Emerald Beach Resort continues to be one of Panama City Beach's premier Gulf-front destinations, offering an exceptional collection of resort-style amenities, including multiple beachfront pools, a children's splash zone, SkyBar, on-site Starbucks, fitness center, game room, and convenient beach access just steps from the sugar-white sand and emerald-green waters. As an added bonus, this unit includes **two premium beach chairs and an umbrella already reserved for the 2026 season**, providing immediate value for both owners and guests. Offered fully furnished and completely turnkey, this beautifully updated Gulf-front condo is move-in and rental-ready, making it an outstanding opportunity to own one of Panama City Beach's most desirable beachfront investment properties. Schedule your private showing today and discover why Emerald Beach Resort remains a favorite destination for vacationers and owners alike.

Highlights

Listed by Cindy Shoemaker , 850-573-4045 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4568.53 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Emerald Beach Resort

Listing ID

784406

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Sewer:Public Sewer
Principal Interest
$2,429
Taxes
$305
HOA
$4,569

Home Price

$478,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,428.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,428.89 $305.30 $4,568.53 $7,302.72
Yearly $29,146.69 $3,663.59 $54,822.36 $87,632.63
Total $874,400.56 $109,907.55 $1,644,670.80 $2,628,978.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS