Rare Lakefront Living, less than .25 Miles from the Beach. Available mid October. Enjoy the best of Panama City Beach with approximately 150 feet of private lakefront and the nearest beach access less than .25 miles away. This beautifully renovated 4-bedroom, 3-bathroom home in the established El Centro Beach community offers an exceptional combination of waterfront living, generous space, privacy, and convenience--all with a fully fenced in backyard and without an HOA. Available unfurnished or partially furnished to suit your needs. Situated on two oversized lots with approximately 150 feet of Lullwater Lake frontage, this single-level home offers 2,419 square feet of comfortable living space. Fully renovated in 2019, the property features a modern interior along with major updates throughout. The spacious kitchen features custom cabinetry, quartz countertops, stainless Samsung appliances, a gas heated range for cooking, a wine refrigerator, pantry, island, and breakfast bar. The inviting living areas include updated flooring, crown molding, custom-tiled showers, and a gas fireplace that adds warmth and character. Major improvements completed in 2019 include a metal roof, updated plumbing and electrical, HVAC and ductwork, tankless water heater, and impact-rated windows, doors, and garage door. A whole-house Generac generator provides added peace of mind, while natural gas is connected to the property. Step outside and enjoy the waterfront lifestyle. The property features approximately 150 feet of lake frontage, a private dock with lake access, and a perfect spot for a kayak launch. The fenced backyard, extended patio, outdoor shower, and central courtyard with pergola create inviting spaces to relax, entertain, and enjoy the Florida lifestyle. Parking is another major advantage, with a circular driveway accommodating 8+ vehicles, RV/boat parking with 50-amp service, and an attached two-car garage with insulated walls and additional storage. And the location is hard to beat. The nearest beach access is less than .25 miles away, putting the Gulf of Mexico just a short trip from your front door. Golf cart owners will love the convenience of taking a quick evening ride to the beach. Restaurants, shopping, entertainment, and other Panama City Beach attractions are also conveniently close. Lakefront living, no HOA, an full 2019 renovation, flexible furnished options, and the beach less than.25 miles away--this is a rare opportunity to enjoy the best of Panama City Beach from an exceptional El Centro Beach location.