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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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229 Lullwater Dr , Panama City Beach, FL 32413
$569,000
Est. Payment: $3,143.64/mo
3 Bed
3 Bath
1817 Sqft
0.23 Acres
Status: Active Under Contract | Days on site: 71
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BKWS - B11293,B0064,b2821
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-new lakefront construction in Panama City Beach offering exceptional value and an ideal location. 229 Lullwater Drive features 1,817 sq ft of thoughtfully designed living space with 3 bedrooms, 2.5 baths, and a desirable main-level primary suite. The home is move-in ready and includes hurricane-impact windows and doors, spray-foam roof deck insulation, Taexx in-wall pest control, reclaimed-water irrigation, gutters, wrap-around fencing, and an oversized 1-car garage. Enjoy **NO HOA and no flood zone**, while the beach is within walking distance and Pier Park, Frank Brown Park, dining, shopping, and entertainment are just minutes away. Additional features include a 1-year builder warranty and transferable termite bond. An excellent opportunity for a primary residence, second home, or investment property. **If you've previously considered this home, the new $579,000 price is worth another look.** Schedule your private showing today.
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Highlights

Listed by Oksana F Hobbs , 850-866-9179 and Sergej Fedcov , 850-866-2590 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.23

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

El Centro Beach

Listing ID

792145

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Zoned
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:80.0 ft x 126.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$3,144
Taxes
$136

Home Price

$569,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$113,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,143.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,143.64 $135.70 $0.00 $3,279.34
Yearly $37,723.72 $1,628.36 $0.00 $39,352.08
Total $1,131,711.50 $48,850.80 $0.00 $1,180,562.30

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS