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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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218 N El Centro Boulevard , Panama City Beach, FL 32413
$550,000
Est. Payment: $3,038.67/mo
3 Bed
3 Bath
1776 Sqft
0.15 Acres
Status: Active | Days on site: 34
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BSA2 - B8944,B12020
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Harrison Lilly Team
Owner/Operator

House Description

218 N. El Centro Boulevard, Panama City Beach, FL Welcome to 218 N. El Centro Boulevard, where your own private backyard paradise awaits in the heart of Panama City Beach... with NO HOA! Proudly owned and meticulously maintained by its owner, who recently completed the renovations, this beautiful 3-bedroom, 3-bath home offers the perfect blend of comfort, style, and Florida outdoor living. Step outside and discover your personal retreat featuring a sparkling inground pool, covered lanai, and a fully fenced backyard with attractive white vinyl fencing, creating the ideal space for relaxing, entertaining, and enjoying the year-round sunshine. Inside, you'll find approximately 1,776 square feet of thoughtfully designed living space with an open-concept floor plan that feels both spacious and inviting. Beautiful new flooring and carpet throughout provide a fresh, modern feel, while the living room's stunning shiplap ceiling adds warmth and character. The kitchen is designed for both function and style, featuring granite countertops, upscale appliances, and plenty of workspace, making it perfect for everyday living and entertaining alike. The spacious primary suite serves as a peaceful retreat, complete with a beautifully tiled ensuite bath, vanity, walk-in shower with seamless glass doors, and generous storage. Oversized garage featuring a professionally epoxied floor and abundant workshop space, perfect for hobbies, projects, storage, or a home workspace. Large-capacity stackable stainless and gray washer and dryer conveniently located just off the main living area Additional highlights include: Paid-in-full solar panels for energy efficiency and long-term savings. Irrigation system servicing the front yard Private pool and outdoor entertaining space No HOA restrictions Location, Location, Location! Situated adjacent to Frank Brown Park, you'll enjoy easy access to some of Panama City Beach's most desirable recreational amenities, including: Aquatic Center Tennis and basketball courts Playgrounds Dog park Skate park Gayle's Trails Conservation Park Families will appreciate the short walk to the school bus stop, while everyone will love the friendly neighborhood atmosphere and convenient access to shopping, dining, beaches, and outdoor recreation. Unbeatable Panama City Beach location, this is a rare opportunity to own a home that truly has it all. Come experience the perfect combination of coastal living, energy efficiency, privacy, and recreation at 218 N. El Centro Boulevard!

Highlights

Listed by Frank Trenholm , 850-774-8944 and Brenda Vines , 404-805-7070 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

Year Built

1983

County

Bay

Area

03 - Bay County - Beach

Neighborhood

El Centro Beach

Listing ID

795100

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:60.0 ft x 110.0 ft
Zoning:Resid Single Family
Roof:Asphalt,Composition,Shingle
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,039
Taxes
$198

Home Price

$550,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.67 $198.48 $0.00 $3,237.15
Yearly $36,464.05 $2,381.76 $0.00 $38,845.81
Total $1,093,921.48 $71,452.80 $0.00 $1,165,374.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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