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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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208 San Vincente St , Panama City Beach, FL 32413
$1,144,900
Est. Payment: $5,806.72/mo
4 Bed
2 Bath
2541 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Don't miss this recently updated PCB TROPICAL RESORT OASIS spread over TWO LOTS, and located in the heart of PCB family fun. The Flip Flop Stop is perfect for Airbnb or a resort style family vacation home! Rare CH ZONING protects your right to operate nightly rentals with EXCEPTIONAL INCOME POTENTIAL. Your private, fenced back yard boasts a RECENTLY REFINISHED and HEATED INGROUND POOL with NEW filter system and chlorinator, DINING PERGOLA, GAS FIREPIT, an OUTDOOR KITCHEN/BAR with electric, a COVERED PATIO with TV, outdoor shower, and mature palm trees. After sunset, head indoors to the family GAME ROOM with a NEW ping pong table, full size air hockey, and TV. Food prep is a breeze in the REMODELED KITCHEN featuring updated shaker cabinets, leathered Fantasy Brown Quartzite, and a Samsung stainless appliance package including a gas stove. The adjacent dining area has a NEW large harvest table for 10, and NEW bar stools at the breakfast bar. After dinner, there is seating for the whole family in the living room with a sofa, loveseat, Queen sleeper sofa, two side chairs, coffee and end tables, and a smart TV over a console. NEW LVP throughout the home. There are two bedrooms downstairs. The primary King bedroom has slider access to the pool, an oversized easy chair, dresser, and smart tv. A Queen bedroom with smart tv is located off the foyer. The first floor full bath has been RENOVATED with an updated vanity, granite top with undermount double bowl sinks, mirror, faucets, light fixture, dual flush water closet, and a fiberglass tub/shower surround. Upstairs there is a second King bedroom with smart TV and a private balcony overlooking the pool. Opposite the hall is the teen suite, kids' hangout, or FAMILY BEDROOM with three Queen beds, a walk-in closet, desk, and smart TV. An adjacent attic space would make a perfect large bunk room. The upstairs is served by a renovated full bath with updated Shaker vanity, granite top, mirror, faucet, light fixture, dual flush water closet, a fiberglass tub/shower surround, and linen closet. NEW drapes, updated artwork, additional furnishings inside and out. Gear garage with bicycles and beach gear. NO HOA! NEW ROOF, NEW ELECTRIC SERVICE, AND FULL EXTERIOR PAINT IN 2022. INTERIOR PAINT 2024. Irrigation system on a well. CITY WATER AND SEWER. Parking for 5+ cars. Room for your boat or RV. PERFECT LOCATION just a short stroll to the Visitor Center or sugar white sands and emerald water at Beach Access #65. Just a couple miles to the City Pier, Frank Brown Park, Top Golf, Pirates Voyage, shopping, dining, and entertainment at Pier Park, Conservation Park, and only 15 minutes gate to door from ECP. Discover the COASTAL LIFESTYLE at this convenient BEACH PARADISE! INFORMATION CONTAINED HEREIN IS DEEMED RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER. SUBJECT TO ERRORS, OMISSIONS, PRIOR SALE, CHANGES OR WITHDRAWALS WITHOUT NOTICE.

Highlights

Listed by Dawn Dunlap , 850-814-5557 Property Connections Boutique , 850-814-5557. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

El Centro Beach

Listing ID

794151

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater, Ice Maker
Air Cond:Ceiling Fan(s),Ductless,ENERGY STAR Qualified Equipment,Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Thermostat, Tub Shower

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:120.0 ft x 110.0 ft
Zoning:Commercial
Roof:Shingle
Others:
  • Additional:Barbecue, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$5,807
Taxes
$568

Home Price

$1,144,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$228,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,806.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,806.72 $567.79 $0.00 $6,374.50
Yearly $69,680.60 $6,813.44 $0.00 $76,494.04
Total $2,090,418.04 $204,403.20 $0.00 $2,294,821.24

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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