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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16804 Innocente Ave , Panama City Beach, FL 32413
$549,900
Est. Payment: $3,038.12/mo
4 Bed
2 Bath
1484 Sqft
0.16 Acres
Status: Active | Days on site: 25
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BSA2 - B10581,B12857
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Harrison Lilly Team
Owner/Operator

House Description

LOCATION, LOCATION, LOCATION! Experience the Panama City Beach lifestyle from this spacious 4-bedroom, 2-bath home ideally situated near Pier Park, the Gulf, shopping, dining, entertainment and more. Enjoy fireworks and air shows from your own front lawn, and even hear concerts from nearby venues. Many of PCB's favorite destinations are within walking distance or just a short golf cart ride away! Inside, the home is move-in ready with fresh interior paint and numerous updates completed within the last few years, including plumbing, electrical, sewer, a metal roof and LVP flooring. The spacious primary suite features an enormous walk-in closet and a luxurious en suite bath. Step outside to your own private oasis! The backyard is surrounded by an 8-foot privacy fence and offers plenty of room to relax and enjoy the Florida lifestyle. A spacious screened-in porch provides additional year-round living and entertaining space, while the garage/workshop offers excellent storage and plenty of room for projects and hobbies. Tucked into a quiet, private neighborhood while keeping you close to everything that makes Panama City Beach special, this home offers a hard-to-find combination of privacy, space and location. Whether you're heading to the beach, catching the fireworks, enjoying an air show or taking the golf cart to Pier Park, you'll have the PCB lifestyle right outside your door. Bring all offers! Seller is offering up to $10,000 toward buyer closing costs with an acceptable offer and $1,500 Buyer Agent bonus if under contract by October 31!

Highlights

Listed by Susan Kelly , 404-579-8620 and Heather Davis , 678-850-1936 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1958

County

Bay

Area

03 - Bay County - Beach

Neighborhood

El Centro Beach

Listing ID

795239

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 120.0 ft
Roof:Metal
Sewer:Public Sewer
Principal Interest
$3,038
Taxes
$208

Home Price

$549,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.12 $208.29 $0.00 $3,246.41
Yearly $36,457.42 $2,499.51 $0.00 $38,956.93
Total $1,093,722.59 $74,985.30 $0.00 $1,168,707.89

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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