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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11619 Front Beach Rd Unit 307 , Panama City Beach, FL 32407
$560,000
Est. Payment: $2,839.92/mo
2 Bed
2 Bath
1366 Sqft
Status: active | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Edgewater excellence in Tower II-307, featuring the coveted 'Deluxe' floor plan that delivers the resort's most spacious 2-bedroom design plus massive rental opportunity. This well-maintained third-floor retreat is sold fully-furnished and features several high-value updates, including a 2021 HVAC system and newer hurricane-rated floor-to-ceiling sliding glass doors for seamless balcony access. The kitchen is equipped with stainless steel appliances and painted white cabinets. Throughout the unit is upgraded wood-look flooring and tile (no carpet!). The dining room flows to the large balcony which provides spectacular, direct views of the emerald waters and white sands from a vantage point that feels remarkably connected to the beauty of the Gulf. Since it is already on a rental program, a new buyer has the opportunity to begin collecting rental income immediately. Comparable 2-bedroom units at Edgewater are generating $50,000-$60,000 annually! It has already generated over $26,000 in the first 6 months of 2026. Now is the perfect time for a new buyer to add their own personal flair and coastal vision to capitalize on rental potential. Tower II is an ideal location, situated west of the grand lagoon pool and closer to the beach than Tower I for added privacy and easier shoreline access. Edgewater Beach and Golf Resort remains a landmark destination in Panama City Beach, offering an array of amenities that no other complex can match. The HOA is in a strong position with all required inspections completed and no special assessments pending. Edgewater offers direct beachfront access and a wealth of on-site conveniences including a beachfront restaurant, market, pizza, and ice cream shop. Stay active at the large fitness center, pickleball and tennis courts, or the golf course located right on the property. The guarded security gates and proximity to a plethora of local dining and attractions make this one of the most sought-after locations on the Emerald Coast. Whether you are looking for a beach home or a strategic investment, this unit offers a solid foundation at an incredible value. Schedule your showing today to experience the amazing Gulf views and the endless possibilities of this Tower II Deluxe oasis. A video tour is also available

Highlights

Listed by Courtney Pantalena , 850-738-4881 Coldwell Banker Realty , 850-650-4563. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Edgewater Tower II

Listing ID

786387

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,840
Taxes
$520
HOA
$0

Home Price

$560,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,839.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,839.92 $519.92 $0.00 $3,359.84
Yearly $34,079.03 $6,239.00 $0.00 $40,318.03
Total $1,022,370.96 $187,170.00 $0.00 $1,209,540.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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