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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11483 Front Beach Rd Unit 1208 , Panama City Beach, FL 32407
$699,000
Est. Payment: $3,544.83/mo
3 Bed
3 Bath
1255 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy spectacular Gulf-front views from this unique two-story condominium in the prestigious Tower I at Edgewater Beach & Golf Resort. Located on the 12th floor, this 3-bedroom, 3-bath residence features an interior staircase and private balconies on both the 12th and 13th floors, offering panoramic views of the Gulf of America, Sugar-White Beach Sand, Edgewater's main Lagoon Pool Deck, and resort grounds. One of the resort's most desirable floor plans, the main level includes two bedrooms, two bathrooms, an open living area, and a beachfront balcony. Upstairs, a private third bedroom suite with a full bath opens to a large penthouse-style balcony. Floor-to-ceiling windows fill the unit with natural light and showcase stunning Gulf views. Whether you're seeking a primary residence, vacation home, or investment property, Unit 1208 offers an exceptional opportunity to own in Panama City Beach's premier full-service resort. Edgewater owners and guests enjoy outstanding amenities, including the 11,500-square-foot Lagoon Pool, 13 additional pools, private beach access, tennis and pickleball courts, a 9-hole golf course, fitness center, spa, on-site dining, market, Starbucks, and 24-hour gated security. Edgewater Tower 1-1208 is currently enrolled in the Southern Vacation Rentals program and has a strong rental history. Buyer must honor all confirmed reservations. *See Documents for Southern Vacation Rental History and Future bookings. E1-1208 generated over $40K in 2025 (with 44 Owner Nights). For 2026, it already has over $44K base rental income on the books (with 28 Owner Nights), and plenty of availability left for additional bookings to fill in as we roll through Q3 & Q4 2026; on pace for likely $50K+ total 2026 rental income. *Downstairs is 1055 sqft like all units in the '08 stack directly below, but this penthouse unit also has approx 200+ additional interior sqft upstairs with 3rd bedroom and 3rd bathroom. Buyer to verify all measurements. Thanks!

Highlights

Listed by James R Holt , 850-247-9900 RC Real Estate Group , 850-249-6100. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Edgewater Tower I

Listing ID

791787

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Soaking Tub, Tub Shower

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:0x0
Zoning:Resort
Sewer:Public Sewer
Parking Features:Additional Parking,No Garage,Paved,Parking Lot,RV Access/Parking
Principal Interest
$3,545
Taxes
$446
HOA
$0

Home Price

$699,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,544.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,544.83 $445.61 $0.00 $3,990.44
Yearly $42,537.93 $5,347.35 $0.00 $47,885.28
Total $1,276,138.04 $160,420.50 $0.00 $1,436,558.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS