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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11483 Front Beach Road 1109-1 , Panama City Beach, FL 32407
$517,000
Est. Payment: $2,621.85/mo
2 Bed
2 Bath
1317 Sqft
Status: active | Days on site: 189
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NEVER RENTED | GULF-FRONT PRIMARY SUITE | TOWER 1 LOCATION. This 11th-floor residence in Edgewater Beach Resort | Tower 1 | Panama City Beach, Florida has been privately owned and lightly used, reflecting consistent care throughout. Positioned on the Gulf side, the primary suite overlooks the resort's main pool and the Gulf beyond, with floor-to-ceiling windows that bring in abundant natural light. The Gulf-front primary suite includes a king-size bed, sitting area, double vanity, a spacious walk-in shower, and a walk-in closet. Fresh interior paint and tile flooring throughout support low-maintenance ownership and efficient turnover for vacation use. Notable updates include a new HVAC system installed in 2021 and a stackable washer and dryer, adding functional value within one of Panama City Beach's most established resort communities. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026, reinforcing the area's continued growth. Edgewater Beach and Golf Resort Complex is pet friendly and offers several amenities including FREE GOLF at a Par-3 executive 9-hole golf course plus full pro shop and equipment rental available. 11-Pools (all seasonally heated with the exception of the main pool), 6 reflecting ponds, 4 whirlpool spas and a Polynesian-style lagoon pool, which offers an open free-form surface area and elaborate system of waterfalls and islands within the pool itself, sun decks, beach access, restaurant, room service, salon, spa services, poolside bar, tram rides available to the beach, fitness center, tennis courts and pickleball courts. Over 5 dining options including private Gulf-front dining at Ocean's Bar and Grill, Starbucks Coffee Shop, Pizza shop, Blender's frozen drinks and Edgie's Corner Market Ocean's Bar & Grill that also offers ice cream shop, kids club features special events, splash pad, activities calendar. The 2026 HOA dues have decreased by 11.53% and are now $4,293.33/quarter. All information is deemed reliable but not guaranteed; buyers should verify if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4293.33 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Edgewater Tower I

Listing ID

784030

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Sitting Area in Primary, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,622
Taxes
$541
HOA
$4,293

Home Price

$517,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$103,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,621.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,621.85 $540.75 $4,293.33 $7,455.93
Yearly $31,462.25 $6,489.00 $51,519.96 $89,471.21
Total $943,867.48 $194,670.00 $1,545,598.80 $2,684,136.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS