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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11483 Front Beach Road 508-1 , Panama City Beach, FL 32407
$444,900
Est. Payment: $2,256.45/mo
2 Bed
2 Bath
1055 Sqft
Status: active with contingency | Days on site: 187
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Under Contract - Taking Backups RIGHT IN THE MIDDLE OF IT ALL | FROM OVERVIEW TO EXPERIENCE | CONSISTENT SHORT-TERM RENTAL DEMAND | Edgewater Beach Resort Tower I Unit 508 is a two-bedroom, two-bathroom residence with a private balcony offering views of the Gulf and one of the resort's most popular pool areas. Positioned within Tower I, the unit benefits from a central orientation within the Edgewater Beach Resort complex, providing a balanced perspective of both the beachfront and interior amenities. | The floor plan accommodates up to seven guests and includes new kitchen appliances along with a recently replaced sliding glass door in the living area. Major mechanical updates include an HVAC system installed in 2021 and a water heater replaced in 2023, supporting long-term ownership and operational reliability. | For investors, the property generated approximately $48,000 in rental income in 2025, reflecting steady demand within one of Panama City Beach's most established resort communities. | Edgewater Beach Resort is centrally located near restaurants, shopping, and expanding local attractions. Recent additions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026, reinforcing the area's continued growth. | This full-service resort offers 11 pools, six hot tubs, a nine-hole executive golf course, fitness center, tennis courts, pickleball courts, and multiple on-site dining options. HOA dues are $3,981.09 per quarter. | All information is deemed reliable but not guaranteed. Buyers should verify any details important to them.
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Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3302.56 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Edgewater Tower I

Listing ID

784466

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,256
Taxes
$427
HOA
$3,303

Home Price

$444,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$88,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,256.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,256.45 $426.83 $3,302.56 $5,985.84
Yearly $27,077.39 $5,122.00 $39,630.72 $71,830.11
Total $812,321.59 $153,660.00 $1,188,921.60 $2,154,903.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS