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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11483 Front Beach Road 1109-1 , Panama City Beach, FL 32407
$499,000
Est. Payment: $2,756.90/mo
2 Bed
2 Bath
1317 Sqft
Status: Active | Days on site: 225
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ECD1 - E29094,E34539
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

NEVER RENTED | GULF-FRONT PRIMARY SUITE | TOWER 1 LOCATION. This 11th-floor residence in Edgewater Beach Resort | Tower 1 | Panama City Beach, Florida has been privately owned and lightly used, reflecting consistent care throughout. Positioned on the Gulf side, the primary suite overlooks the resort's main pool and the Gulf beyond, with floor-to-ceiling windows that bring in abundant natural light. The Gulf-front primary suite includes a king-size bed, sitting area, double vanity, a spacious walk-in shower, and a walk-in closet. Fresh interior paint and tile flooring throughout support low-maintenance ownership and efficient turnover for vacation use. Notable updates include a new HVAC system installed in 2021 and a stackable washer and dryer, adding functional value within one of Panama City Beach's most established resort communities. The 2026 HOA dues have decreased by 11.53% and are now $4,293.33/quarter. Nearby attractions continue to grow, with Dolly Parton's Pirate Theater and Topgolf now open in Panama City Beach. Edgewater Beach Resort is centrally located near restaurants, shopping, and local attractions. This full-service resort provides 11 pools, 6 hot tubs, a nine-hole golf course, a fitness center, tennis courts, pickleball courts, and on-site dining. All information is deemed reliable but not guaranteed; buyers should verify if important.
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Highlights

Listed by Alice de La Penha , and Sean P Casilli , 850-771-7731 Coldwell Banker Realty , 850-234-6696. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1985

County

Bay

Area

27 - Bay County

 Neighborhood

Edgewater Tower 1A Condo

Listing ID

993468

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Newly Painted, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Sewer:Public Sewer
Principal Interest
$2,757
Taxes
$527
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,756.90 $526.82 $0.00 $3,283.73
Yearly $33,082.84 $6,321.89 $0.00 $39,404.73
Total $992,485.12 $189,656.70 $0.00 $1,182,141.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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