Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

520 N Richard Jackson Boulevard Unit 1204 , Panama City Beach, FL 32407
$365,990
Est. Payment: $1,856.04/mo
2 Bed
2 Bath
1137 Sqft
Status: active | Days on site: 94
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to the most beautiful Villa in Edgewater Resort! Offered completely turn-key, this stunning unit has been fully renovated and equipped with all the most luxurious finishes. It has been meticulously maintained and the pride of ownership is evident throughout. The interior features a comprehensive remodel with wood-look flooring and elegant wainscoting that adds a level of sophistication. The kitchen is completely reimagined with top-of-the-line granite countertops and custom white cabinetry featuring extra storage. You will find newer stainless steel appliances and designer fixtures that perfectly complement the sleek aesthetic. This high level of finish extends into the bathrooms, which feature gorgeous vanities, modern fixtures, and glass shower doors. The living areas are open and bright with natural light that flows to the spacious balcony. The bedrooms offer a cozy retreat with newer plush carpet. Beyond the cosmetic beauty, the major systems offer peace of mind with a brand new HVAC, a 2020 water heater, and a 2018 roof. Not only that, but the balcony slider doors have been completely replaced, which is one of the most costly upgrades. This first floor location provides a unique sense of space, offering a sprawling golf course view that creates the feel of a massive backyard. This unit has never been on a rental program and it shows. Although currently only enjoyed as a private residence, this villa has the potential to generate over $35,000 in annual rental income if placed on a short term program. The newer coastal furnishings are negotiable to ensure a seamless transition for the next owner, whether as a primary residence, secondary retreat, or lucrative investment opportunity. Edgewater Beach and Golf Resort stands out as the premier destination in Panama City Beach, offering unparalleled amenities along the Emerald Coast. No other complex comes close. The exclusive and extensive amenities include the huge Gulf front lagoon pool, numerous heated pools, and multiple hot tubs. You will enjoy direct beachfront access with an on site restaurant and bar, a pizza café, ice cream shop, and other retail shops right on the property. Stay active in the large fitness center, check out the pickleball, tennis, and shuffleboard courts, play a round on the golf course (free for owners!), or have fun on the splash pad. Edgewater has options for everyone. Additionally, all HOA inspections have been completed and there are no pending special assessments! Outside the guarded security gates you will find a variety of dining options, from New York style pizza to upscale steak and seafood, plus a myriad of other attractions. With its convenient location, stunning renovations, and position in one of PCB's most sought after resorts, Villa 1204 is a standout opportunity. Schedule your showing today to see what a truly meticulously maintained villa looks like. A video tour is also available

Highlights

Listed by Courtney Pantalena , 850-738-4881 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1985

County

Bay

Area

27 - Bay County

Neighborhood

Edgewater Golf Villas 3A Condo

Listing ID

1007457

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,856
Taxes
$275

Home Price

$365,990

Loan Details

30 yrs
6.528%

Down Payment

20%
$73,198
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,856.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,856.04 $275.35 $0.00 $2,131.39
Yearly $22,272.47 $3,304.19 $0.00 $25,576.66
Total $668,174.20 $99,125.70 $0.00 $767,299.90

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services