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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 Thomas Dr Unit 1205 , Panama City Beach, FL 32408
$469,000
Est. Payment: $2,591.16/mo
2 Bed
2 Bath
1000 Sqft
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

Wake up to sweeping Gulf views from this beautifully furnished 12th-floor residence in Dunes of Panama Phase V. This two-bedroom, two-bath condominium offers approximately 1,000 square feet and has been thoughtfully remodeled with custom cabinetry, quartz countertops, stainless appliances, refreshed baths, and updated lighting. The spacious 24-foot balcony is positioned for memorable sunsets and coastal breezes, while the primary suite enjoys Gulf views, balcony access, and a private bath. A stacked washer and dryer adds everyday convenience. This gated beachfront community offers direct beach access, pools, tennis courts, grilling areas, community spaces, 24-hour security, and ample parking. Ideally located on Thomas Drive near dining, boating, shopping, and entertainment, this furnished retreat is ready to enjoy as a beach getaway, second home, or vacation-rental opportunity. Community highlights include three Gulf-front pools, pickleball and tennis courts, basketball, shuffleboard, a fitness room, picnic and grilling areas, beach swings, and convenient poolside dining options. All measurements, room dimensions, square footage, features, restrictions, and other information are approximate, not guaranteed, and subject to error or change. Buyers and buyers' agents are responsible for independently verifying all information deemed material to their purchase decision.

Highlights

Listed by Roger D Rietsema , 850-596-5844 Allison James Estates & Homes , 941-500-4922. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2802 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase V

Listing ID

794992

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

Exterior Features

Lot Dimensions:N/A
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$2,591
Taxes
$381
HOA
$2,802

Home Price

$469,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,591.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,591.16 $380.50 $2,802.00 $5,773.66
Yearly $31,093.89 $4,566.05 $33,624.00 $69,283.94
Total $932,816.68 $136,981.50 $1,008,720.00 $2,078,518.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS