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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 Thomas Drive E303 , Panama City Beach, FL 32408
$485,000
Est. Payment: $2,459.83/mo
2 Bed
2 Bath
1289 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

REMODELED and UPDATED with ONE OF THE BEST FLOORPLANS ON THE BEACH! Gulf views from one ensuite, living room, kitchen and dining room. Gorgeous and highly sought after Deluxe lower-level condo at the Dunes of Panama! Remodeled in 2023 with wood grain tile throughout and textured ceilings. Kitchen appliances, furniture and TV's new in 2024, SMART TV's in every room. Recently updated with all new hurricane rated rear sliders and front window! Featuring two ensuites with each having their own private lockout rooms and bathrooms, including lots of storage with two large owners' closets. The HOA fees also include exterior building insurance, along with all property amenities. Owner is responsible for the electric bill, interior condo insurance and condo property taxes. The Dunes of Panama Resort has 1500 linear feet of sugar white sand, 3 gulf front pools (one heated), four pickleball courts, one tennis court, basketball, free WI-FI, fitness room, volleyball, shuffleboard, outdoor BBQ grills, Stingray's restaurant and gift shop and the Sneaky Tiki poolside. There is also a deeded parking space in the gated and secured garage that can be purchased separately. All dimensions and information herein are deemed reliable but should be verified by buyer.

Highlights

Listed by Edgar W Barnette , 704-507-4102 and Colleen C Barnette , 704-650-5878 Bright Realty Solutions , 850-400-8638. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1089 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase V

Listing ID

793788

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Handicap Access, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot
Principal Interest
$2,460
Taxes
$384
HOA
$1,089

Home Price

$485,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,459.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,459.83 $383.95 $1,089.00 $3,932.78
Yearly $29,517.94 $4,607.44 $13,068.00 $47,193.38
Total $885,538.26 $138,223.20 $392,040.00 $1,415,801.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS