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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 Thomas Drive E1206 , Panama City Beach, FL 32408
$667,500
Est. Payment: $3,687.84/mo
3 Bed
2 Bath
1975 Sqft
Status: Active | Days on site: 24
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BSGC - B12565
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Harrison Lilly Team
Owner/Operator

House Description

DON'T PAY FOR SOMEONE ELSE'S TASTE. CREATE YOUR OWN BEACH HOME. Most Gulf-front condos come with someone else's choices already built into the price--cabinets, countertops, flooring, colors and finishes you may end up replacing anyway. By the time you purchase the condo and personalize it, the value equation can quickly stop making sense. That's what makes Dunes of Panama E1206 different. The owners intentionally left this exceptional 12th-floor residence as a blank canvas, giving its next owner the freedom to create the beach home they actually want--without first paying a premium for someone else's renovation. And the things you can't renovate are already extraordinary. E1206 offers one of the largest footprints at Dunes of Panama, sweeping Gulf-front views for miles, and something especially difficult to find: all three bedrooms enjoy Gulf views and direct balcony access. No more fighting over who gets the bedroom with the view. Everyone does. This condo also comes with its own covered garage parking space, a valuable bonus at the beach. Add 1,500 feet of beachfront, three Gulf-front pools, gated security and resort-style amenities, and you have the foundation for a remarkable family beach home--finished exactly the way you envision it. The view is already here. The space is already here. Now make it yours. Call now or schedule a private showing today!

Highlights

Listed by Shea Southwell , 706-969-0990 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1655 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase V

Listing ID

795062

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$3,688
Taxes
$426
HOA
$1,655

Home Price

$667,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$133,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,687.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,687.84 $425.53 $1,655.00 $5,768.37
Yearly $44,254.10 $5,106.38 $19,860.00 $69,220.47
Total $1,327,622.89 $153,191.25 $595,800.00 $2,076,614.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS