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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 Thomas Drive C305 , Panama City Beach, FL 32408
$470,000
Est. Payment: $2,596.68/mo
2 Bed
2 Bath
1050 Sqft
Status: Active | Days on site: 65
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BRS - B11250,B11251
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Harrison Lilly Team
Owner/Operator

House Description

Enjoy Stunning Westerly Sunsets in this beautiful 1,050 sq.ft., 2 Bedroom, 2 Bath Condo at the Dunes of Panama. Gulf front views that overlook gorgeous palm trees and one of three pools from the master bedroom, kitchen, dining room and living room! The master bedroom also has its own private entrance from the balcony! Rear sliding doors and front window are all recently replaced! This condo is fully furnished and turnkey rental ready, or it can be your home away from home! It features tile floors throughout, including the balcony, updated kitchen countertops, new A/C, newer washer and dryer and freshly painted! A slice of paradise awaits you! The Dunes of Panama Resort has 1,500 linear feet of sugar white sand, 3 gulf front pools (one heated), four pickleball courts, one tennis court, hi-speed WI-FI with DirecTV Streaming, fitness room, shuffleboard, outdoor BBQ grills, Stingray's restaurant and gift shop and the Sneaky Tiki poolside. Monthly HOA fees include all of the above features and all utilities except for electric. Owner is responsible for electric bill, interior insurance and condo property taxes. All dimensions and information herein are deemed reliable but should be verified by buyer.

Highlights

Listed by Edgar W Barnette , 704-507-4102 and Colleen C Barnette , 704-650-5878 Bright Realty Solutions , 850-400-8638. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

983 Monthly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase III

Listing ID

793456

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Additional Parking,Paved,Parking Lot
Principal Interest
$2,597
Taxes
$369
HOA
$983

Home Price

$470,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,596.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,596.68 $369.50 $983.00 $3,949.18
Yearly $31,160.19 $4,433.95 $11,796.00 $47,390.14
Total $934,805.63 $133,018.50 $353,880.00 $1,421,704.13

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS