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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7022 Starfish Ct , Panama City Beach, FL 32407
$375,000
Est. Payment: $1,901.73/mo
3 Bed
2 Bath
1512 Sqft
Status: pending | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BACK ON MRKT, No Fault of SELLERS. This is your rare opportunity to own a home in the exclusive waterfront community of Dolphin Bay. This secure, gated neighborhood offers an impressive array of amenities, including a deep-water marina, pocket parks, basketball, tennis, and pickleball courts, as well as convenient trailer storage. Ideally located near the Navy Base, shopping, and dining, Dolphin Bay is also just 10 minutes from the World's Most Beautiful Beaches. Even better, residents enjoy all of these amenities with low HOA fees of just $450 per quarter. Situated on a quiet cul-de-sac, this unfurnished, beautifully maintained 3-bedroom, 2-bath home backs up to peaceful, undeveloped woodlands, creating a private and serene setting. The fenced backyard offers ample space for an inground swimming pool, making it easy to create your own outdoor oasis. Inside, the thoughtfully designed open floor plan is enhanced by soaring 10-foot ceilings. The spacious living and dining areas flow seamlessly together, creating the perfect setting for both everyday living and entertaining. Step outside to the expansive deck, where you can enjoy morning coffee, evening sunsets, and additional outdoor living space surrounded by nature. Designed with privacy in mind, the split-bedroom floor plan places the primary suite at the rear of the home, separate from the guest bedrooms. BRAND NEW 2030 EPA Compliant TRANE HVAC SYSTEM. Click MORE. Buyer To Verify All Important Details The spacious eat-in kitchen features a large breakfast bar, providing plenty of seating for family and guests, while the two-car garage offers additional storage space. The home has been meticulously updated over the years. A complete kitchen renovation in 2018 included custom cabinetry, Samsung appliances, quartz countertops, a glass tile backsplash, and new tile flooring that extends through the kitchen, living room, dining area, and guest bath. The guest bathroom was also renovated in 2018 with a new vanity cabinet, quartz countertops, and updated tub and shower tile. In 2024, the primary bathroom underwent a comprehensive renovation featuring a large zero-entry roll-in shower, new tile flooring and shower tile, a glass shower enclosure, replacement exterior window, extra-wide doorway to the toilet area, his and hers separate vanities, one of which has roll-under access, and quartz vanity tops. Additional recent exterior improvements include a new roof in 2025, exterior paint in 2026, gutters in 2022, and a garage door with impact glass installed in 2024. Buyer To Verify All Important Details

Highlights

Listed by Mark A Vickers , 678-557-3640 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2004

County

Bay

Area

27 - Bay County

Neighborhood

Dolphin Bay II

Listing ID

1006857

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Flood Insurance Req,Irregular,Within 1/2 Mile to Water
Zoning:Resid Multi-Family, Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Deck Covered, Deck Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,902
Taxes
$283
HOA
$0

Home Price

$375,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,901.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,901.73 $282.53 $0.00 $2,184.26
Yearly $22,820.78 $3,390.37 $0.00 $26,211.15
Total $684,623.41 $101,711.10 $0.00 $786,334.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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