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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16200 Habanero Ave , Panama City Beach, FL 32413
$586,000
Est. Payment: $3,237.57/mo
4 Bed
2 Bath
1984 Sqft
Status: Active | Days on site: 87
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Harrison Lilly Team
Owner/Operator

House Description

The only thing hotter than a habanero pepper is this fully renovated home on Habanero Avenue! Located in one of the few areas near Pier Park where short-term rentals are permitted, this property offers incredible flexibility as a vacation rental, full-time residence, or second home. Inside, you'll find a stylish, modern renovation and an exceptionally spacious floor plan designed for comfortable everyday living and entertaining. Thoughtfully updated throughout, the home is completely move-in ready and blends functionality with coastal charm. The location is truly hard to beat. Just minutes from the white-sand beaches of Panama City Beach, you'll enjoy convenient access to shopping, dining, entertainment, and local attractions. A trail located beside the property provides direct access to Pier Park, making it easy to golf cart, bike, or walk to restaurants, shops, and entertainment. Nearby attractions include Topgolf Panama City Beach, Pirates Voyage Dinner & Show, and Frank Brown Park. Whether you're seeking an income-producing investment, a beach getaway, or a place to call home year-round, this property offers the location, flexibility, and updates you've been looking for. Fully renovated, spacious, and close to everything Panama City Beach has to offer, this is an opportunity you won't want to miss.

Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1972

County

Bay

Area

27 - Bay County

Neighborhood

Diamond Head-Lakeside

Listing ID

1005910

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Beamed, Fireplace, Lighting Recessed, Newly Painted, Pantry, Shelving

Exterior Features

Lot:Dead End,Level,Within 1/2 Mile to Water
Lot Dimensions:97.0 ft x 120.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Boat,Carport Attached,RV
Principal Interest
$3,238
Taxes
$276

Home Price

$586,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$117,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,237.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,237.57 $275.89 $0.00 $3,513.46
Yearly $38,850.79 $3,310.73 $0.00 $42,161.52
Total $1,165,523.61 $99,321.90 $0.00 $1,264,845.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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