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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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100 Downing St Unit 10 , Panama City Beach, FL 32413
$368,000
Est. Payment: $1,866.43/mo
3 Bed
3 Bath
1476 Sqft
Status: active | Days on site: 192
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This well-appointed three-bedroom, two-and-a-half-bath residence is located in the highly desirable Coral Bay community, just a short walk, bike ride, or golf cart drive to the white sands of the Gulf of Mexico. The property is conveniently situated near 30A, premier coastal dining, popular local establishments, and the amenities of Pier Park. The first floor offers a private guest bedroom with an en-suite bath and direct access to the backyard, along with a separate guest powder room. The second level features two additional spacious bedrooms connected by a Jack-and-Jill bath and accented by an elegant Juliet balcony. Notable interior features include high ceilings, a thoughtfully designed floor plan, and abundant storage throughout. Plantation shutters enhance the living room and primary bedroom windows with vinyl plank flooring.

Highlights

Listed by Janet E Murphy , 404-731-0668 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

300 Monthly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Coral Bay Village

Listing ID

784830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Metal
Parking Features:No Garage,Paved
Principal Interest
$1,866
Taxes
$348
HOA
$300

Home Price

$368,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,866.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,866.43 $347.68 $300.00 $2,514.11
Yearly $22,397.12 $4,172.17 $3,600.00 $30,169.29
Total $671,913.56 $125,165.10 $108,000.00 $905,078.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS